Ali Zarinkolah 50f6c33c0c docs(agent): add conversational graph and persistence ADRs
Why:
- Design the LangGraph-based insurance chatbot: retrieval-grounded
  answering, grounded clarification, and handoff to a human assistant
  owned by the existing main backend.

Changes:
- ADR-0006: graph nodes/edges, escalation triggers, and the
  backend-owned handoff signal contract.
- ADR-0007: Postgres checkpointer, thread model (thread_id as the
  shared identifier), history trimming strategy, and cross-thread
  user memory via the Store.

Impact:
- Design-only; no code changes yet.
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