diff --git a/src/expert-claim/expert-claim.service.ts b/src/expert-claim/expert-claim.service.ts
index b80c82d..cd7cd12 100644
--- a/src/expert-claim/expert-claim.service.ts
+++ b/src/expert-claim/expert-claim.service.ts
@@ -4266,6 +4266,7 @@ export class ExpertClaimService {
     const blameIds = makerBlames.map((b) => b._id);
     const claims = (await this.claimCaseDbService.find({
       blameRequestId: { $in: blameIds },
+      requiresFileMakerApproval: true,
     })) as any[];
 
     const blameById = new Map<string, any>(
@@ -4690,7 +4691,8 @@ export class ExpertClaimService {
     const isFactorValidationPending =
       claimIsAwaitingExpertFactorValidationV2(claim);
 
-    // FileMaker: can always view their own V4 files at any status.
+    // FileMaker: can only view V5 files (requiresFileMakerApproval: true) that they created.
+    // V4 files do not require FileMaker approval and must not appear in their panel.
     if (actor.role === RoleEnum.FILE_MAKER) {
       const isOwn = claimCaseInitiatedByFieldExpert(claim, actor, linkedBlame);
       if (!isOwn) {
@@ -4698,6 +4700,11 @@ export class ExpertClaimService {
           "FileMakers can only view files they created.",
         );
       }
+      if (!(claim as any).requiresFileMakerApproval) {
+        throw new ForbiddenException(
+          "This file does not require FileMaker approval.",
+        );
+      }
       // Fall through to the detail build below
     } else if (
       // Field experts and FileReviewers can view IN_PERSON expert-initiated claims