diff --git a/src/Types&Enums/blame-request-management/caseStatus.enum.ts b/src/Types&Enums/blame-request-management/caseStatus.enum.ts
index 8ad2c3b..5e9a849 100644
--- a/src/Types&Enums/blame-request-management/caseStatus.enum.ts
+++ b/src/Types&Enums/blame-request-management/caseStatus.enum.ts
@@ -17,6 +17,19 @@ export enum CaseStatus {
    */
   WAITING_FOR_FILE_REVIEWER = "WAITING_FOR_FILE_REVIEWER",
 
+  /**
+   * V5 flow only. FileReviewer has uploaded the blame accident video;
+   * the file is now awaiting FinancialExpert approval before moving
+   * to WAITING_FOR_EXPERT (fanavaran submission).
+   */
+  WAITING_FOR_FINANCIAL_EXPERT = "WAITING_FOR_FINANCIAL_EXPERT",
+
+  /**
+   * V5 flow only. FinancialExpert rejected the file back to FileReviewer
+   * for correction (adjust data or send back to user and re-submit).
+   */
+  FINANCIAL_EXPERT_REJECTED = "FINANCIAL_EXPERT_REJECTED",
+
   COMPLETED = "COMPLETED",
 
   CANCELLED = "CANCELLED",
diff --git a/src/Types&Enums/role.enum.ts b/src/Types&Enums/role.enum.ts
index c71b816..394eb16 100644
--- a/src/Types&Enums/role.enum.ts
+++ b/src/Types&Enums/role.enum.ts
@@ -9,4 +9,5 @@ export enum RoleEnum {
   FILE_MAKER = "file_maker",
   FILE_REVIEWER = "file_reviewer",
   SUPER_ADMIN = "super_admin",
+  FINANCIAL_EXPERT = "financial_expert",
 }
diff --git a/src/auth/auth-services/actor.auth.service.ts b/src/auth/auth-services/actor.auth.service.ts
index 3d87a8c..d6fd56f 100644
--- a/src/auth/auth-services/actor.auth.service.ts
+++ b/src/auth/auth-services/actor.auth.service.ts
@@ -29,6 +29,7 @@ import { FieldExpertDbService } from "src/users/entities/db-service/field-expert
 import { RegistrarDbService } from "src/users/entities/db-service/registrar.db.service";
 import { FileMakerDbService } from "src/users/entities/db-service/file-maker.db.service";
 import { FileReviewerDbService } from "src/users/entities/db-service/file-reviewer.db.service";
+import { FinancialExpertDbService } from "src/users/entities/db-service/financial-expert.db.service";
 import { HashService } from "src/utils/hash/hash.service";
 import { OtpGeneratorService } from "src/sms-orchestration/otp-generator.service";
 import { SuperAdminDbService } from "src/super-admin/entities/db-service/super-admin.db.service";
@@ -57,6 +58,7 @@ export class ActorAuthService {
     private readonly captchaChallengeService: CaptchaChallengeService,
     private readonly fileMakerDbService: FileMakerDbService,
     private readonly fileReviewerDbService: FileReviewerDbService,
+    private readonly financialExpertDbService: FinancialExpertDbService,
     private readonly superAdminDbService: SuperAdminDbService,
   ) {}
 
@@ -116,6 +118,15 @@ export class ActorAuthService {
           res =
             await this.fileReviewerDbService.findByLoginIdentifier(username);
         break;
+      case RoleEnum.FINANCIAL_EXPERT:
+        if (username == null && userId)
+          res = await this.financialExpertDbService.findOne({
+            _id: new Types.ObjectId(userId),
+          });
+        else
+          res =
+            await this.financialExpertDbService.findByLoginIdentifier(username);
+        break;
       case RoleEnum.SUPER_ADMIN:
         if (username == null && userId)
           res = await this.superAdminDbService.findOne({
diff --git a/src/expert-insurer/dto/create-insurer-expert.dto.ts b/src/expert-insurer/dto/create-insurer-expert.dto.ts
index 05e668b..2858cc1 100644
--- a/src/expert-insurer/dto/create-insurer-expert.dto.ts
+++ b/src/expert-insurer/dto/create-insurer-expert.dto.ts
@@ -97,3 +97,11 @@ export class CreateFileReviewerByInsurerDto extends CreateInsurerExpertDto {
   })
   role?: RoleEnum.FILE_REVIEWER;
 }
+
+export class CreateFinancialExpertByInsurerDto extends CreateInsurerExpertDto {
+  @ApiPropertyOptional({
+    enum: [RoleEnum.FINANCIAL_EXPERT],
+    default: RoleEnum.FINANCIAL_EXPERT,
+  })
+  role?: RoleEnum.FINANCIAL_EXPERT;
+}
diff --git a/src/expert-insurer/expert-insurer.controller.ts b/src/expert-insurer/expert-insurer.controller.ts
index 9d11423..e17405c 100644
--- a/src/expert-insurer/expert-insurer.controller.ts
+++ b/src/expert-insurer/expert-insurer.controller.ts
@@ -38,6 +38,7 @@ import {
   CreateClaimExpertByInsurerDto,
   CreateFileMakerByInsurerDto,
   CreateFileReviewerByInsurerDto,
+  CreateFinancialExpertByInsurerDto,
 } from "./dto/create-insurer-expert.dto";
 
 @Controller("expert-insurer")
@@ -182,6 +183,23 @@ export class ExpertInsurerController {
     return this.expertInsurerService.addFileReviewer(insurer.clientKey, body);
   }
 
+  @Post("experts/financial-expert")
+  @ApiBody({ type: CreateFinancialExpertByInsurerDto })
+  @ApiOperation({
+    summary: "Create a FinancialExpert account under this insurer (V5 flow)",
+    description:
+      "FinancialExperts are the final approvers in the V5 blame flow before fanavaran submission.",
+  })
+  async addFinancialExpert(
+    @CurrentUser() insurer,
+    @Body() body: CreateFinancialExpertByInsurerDto,
+  ) {
+    if (!insurer) {
+      throw new UnauthorizedException("Could not identify the current user.");
+    }
+    return this.expertInsurerService.addFinancialExpert(insurer.clientKey, body);
+  }
+
   @ApiQuery({ name: "page", type: Number })
   @ApiQuery({ name: "response_count", type: Number })
   @Get("experts/list")
diff --git a/src/expert-insurer/expert-insurer.service.ts b/src/expert-insurer/expert-insurer.service.ts
index 0bf526d..cf8a7fe 100644
--- a/src/expert-insurer/expert-insurer.service.ts
+++ b/src/expert-insurer/expert-insurer.service.ts
@@ -14,6 +14,7 @@ import {
   CreateClaimExpertByInsurerDto,
   CreateFileMakerByInsurerDto,
   CreateFileReviewerByInsurerDto,
+  CreateFinancialExpertByInsurerDto,
   CreateInsurerExpertDto,
 } from "./dto/create-insurer-expert.dto";
 import {
@@ -29,6 +30,7 @@ import { ExpertDbService } from "src/users/entities/db-service/expert.db.service
 import { FieldExpertDbService } from "src/users/entities/db-service/field-expert.db.service";
 import { FileMakerDbService } from "src/users/entities/db-service/file-maker.db.service";
 import { FileReviewerDbService } from "src/users/entities/db-service/file-reviewer.db.service";
+import { FinancialExpertDbService } from "src/users/entities/db-service/financial-expert.db.service";
 import { ExpertFileActivityDbService } from "src/users/entities/db-service/expert-file-activity.db.service";
 import { ExpertFileActivityType } from "src/users/entities/schema/expert-file-activity.schema";
 import { HashService } from "src/utils/hash/hash.service";
@@ -95,6 +97,7 @@ export class ExpertInsurerService {
     private readonly claimSignDbService: ClaimSignDbService,
     private readonly fileMakerDbService: FileMakerDbService,
     private readonly fileReviewerDbService: FileReviewerDbService,
+    private readonly financialExpertDbService: FinancialExpertDbService,
   ) {}
 
   /**
@@ -1766,6 +1769,58 @@ export class ExpertInsurerService {
     };
   }
 
+  async addFinancialExpert(
+    insurerClientKey: string,
+    payload: CreateFinancialExpertByInsurerDto,
+  ) {
+    const clientObjectId = this.getClientId(insurerClientKey);
+    const branch = await this.assertBranchBelongsToClient(
+      payload.branchId,
+      clientObjectId,
+    );
+
+    const email = payload.email.trim().toLowerCase();
+    const existing = await this.financialExpertDbService.findOne({ email });
+    if (existing) {
+      throw new ConflictException(
+        "A FinancialExpert with this email already exists.",
+      );
+    }
+
+    const nationalCode = payload.nationalCode.trim();
+    const existingByNational = await this.financialExpertDbService.findOne({
+      nationalCode,
+    });
+    if (existingByNational) {
+      throw new ConflictException(
+        "A FinancialExpert with this national code already exists.",
+      );
+    }
+
+    const hashedPassword = await this.hashService.hash(payload.password);
+    const created = await this.financialExpertDbService.create({
+      ...payload,
+      email,
+      nationalCode,
+      password: hashedPassword,
+      role: RoleEnum.FINANCIAL_EXPERT,
+      clientKey: clientObjectId,
+      branchId: new Types.ObjectId(payload.branchId),
+    });
+
+    return {
+      financialExpert: this.sanitizeExpertResponse(created),
+      branch: {
+        _id: (branch as any)._id,
+        name: branch.name,
+        code: branch.code,
+        city: branch.city,
+        state: branch.state,
+        address: branch.address,
+      },
+    };
+  }
+
   /**
    * Get comprehensive statistics for all experts of a client
    * Returns:
diff --git a/src/request-management/file-maker-blame-v5.controller.ts b/src/request-management/file-maker-blame-v5.controller.ts
new file mode 100644
index 0000000..5d1c782
--- /dev/null
+++ b/src/request-management/file-maker-blame-v5.controller.ts
@@ -0,0 +1,390 @@
+import { extname } from "node:path";
+import {
+  Body,
+  Controller,
+  Get,
+  Param,
+  Post,
+  Put,
+  UploadedFile,
+  UseGuards,
+  UseInterceptors,
+} from "@nestjs/common";
+import {
+  ApiBearerAuth,
+  ApiBody,
+  ApiConsumes,
+  ApiOperation,
+  ApiParam,
+  ApiTags,
+} from "@nestjs/swagger";
+import { FileInterceptor } from "@nestjs/platform-express";
+import { diskStorage } from "multer";
+import { LocalActorAuthGuard } from "src/auth/guards/actor-local.guard";
+import { RolesGuard } from "src/auth/guards/role.guard";
+import { Roles } from "src/decorators/roles.decorator";
+import { CurrentUser } from "src/decorators/user.decorator";
+import { MediaPolicyService } from "src/media-policy/media-policy.service";
+import { DEFAULT_MEDIA_MAX_BYTES } from "src/client/client.service";
+import { RoleEnum } from "src/Types&Enums/role.enum";
+import { CreationMethod } from "./entities/schema/request-management.schema";
+import { CreateExpertInitiatedFileDto } from "./dto/expert-initiated.dto";
+import { SendPartyOtpDto, VerifyPartyOtpDto } from "./dto/party-otp.dto";
+import { RunInquiriesV3Dto } from "./dto/run-inquiries-v3.dto";
+import {
+  CarBodyFormDto,
+  DescriptionDto,
+  LocationDto,
+} from "./dto/create-request-management.dto";
+import { RequestManagementService } from "./request-management.service";
+import { PartyRole } from "./entities/schema/partyRole.enum";
+import { ClaimRequestManagementService } from "src/claim-request-management/claim-request-management.service";
+import {
+  UploadRequiredDocumentV2Dto,
+  UploadRequiredDocumentV2ResponseDto,
+} from "src/claim-request-management/dto/upload-document-v2.dto";
+import { GetCaptureRequirementsV2ResponseDto } from "src/claim-request-management/dto/capture-requirements-v2.dto";
+
+/**
+ * V5 FileMaker flow — identical to V4 but under the /v5/ prefix.
+ *
+ * The only behavioural difference in the V5 flow is in the FileReviewer's final
+ * step: instead of moving directly to WAITING_FOR_EXPERT, the blame video moves
+ * the file to WAITING_FOR_FINANCIAL_EXPERT so a FinancialExpert can approve or
+ * reject before fanavaran submission.
+ *
+ * The FileMaker side is unchanged; all sequence and endpoints are the same.
+ *
+ * THIRD_PARTY sequence:
+ *   create → send-party-otp (guilty) → verify-party-otp (guilty)
+ *   → [car-body-form if CAR_BODY] → run-inquiries (guilty + auto claim)
+ *   → add-detail-location / add-detail-description / upload-voice (guilty)
+ *   → sign (guilty)
+ *   → send-party-otp (damaged) → verify-party-otp (damaged)
+ *   → run-inquiries (damaged)
+ *   → add-detail-location / add-detail-description / upload-voice (damaged)
+ *   → sign (damaged)                      ← FileMaker job done here
+ */
+@ApiTags("v5 FileMaker — blame file creation (with FinancialExpert approval)")
+@Controller("v5/file-maker/blame-request-management")
+@ApiBearerAuth()
+@UseGuards(LocalActorAuthGuard, RolesGuard)
+@Roles(RoleEnum.FILE_MAKER)
+export class FileMakerBlameV5Controller {
+  constructor(
+    private readonly requestManagementService: RequestManagementService,
+    private readonly mediaPolicyService: MediaPolicyService,
+    private readonly claimRequestManagementService: ClaimRequestManagementService,
+  ) {}
+
+  // ─── File creation ───────────────────────────────────────────────────────────
+
+  @Post()
+  @ApiOperation({ summary: "Create IN_PERSON blame file (FileMaker V5)" })
+  @ApiBody({ type: CreateExpertInitiatedFileDto })
+  async create(
+    @CurrentUser() fileMaker: any,
+    @Body() dto: CreateExpertInitiatedFileDto,
+  ) {
+    return this.requestManagementService.createExpertInitiatedBlameV2(
+      fileMaker,
+      { ...dto, creationMethod: CreationMethod.IN_PERSON },
+    );
+  }
+
+  @Get("claim-id/:requestId")
+  @ApiParam({ name: "requestId", description: "Blame request ID" })
+  @ApiOperation({
+    summary: "Get linked claim ID",
+    description:
+      "Returns the claim auto-created during guilty-party run-inquiries. " +
+      "Share this claim ID with the FileReviewer.",
+  })
+  async getLinkedClaimId(
+    @Param("requestId") requestId: string,
+    @CurrentUser() fileMaker: any,
+  ) {
+    return this.requestManagementService.getV3LinkedClaimForExpert(
+      fileMaker,
+      requestId,
+    );
+  }
+
+  // ─── OTP ─────────────────────────────────────────────────────────────────────
+
+  @Post("send-party-otp/:requestId")
+  @ApiParam({ name: "requestId" })
+  @ApiBody({ type: SendPartyOtpDto })
+  @ApiOperation({
+    summary: "Send OTP to one party",
+    description:
+      "Guilty party first; damaged party after guilty party has signed (THIRD_PARTY).",
+  })
+  async sendPartyOtp(
+    @CurrentUser() fileMaker: any,
+    @Param("requestId") requestId: string,
+    @Body() dto: SendPartyOtpDto,
+  ) {
+    return this.requestManagementService.sendPartyOtpV2(
+      fileMaker,
+      requestId,
+      dto,
+    );
+  }
+
+  @Post("verify-party-otp/:requestId")
+  @ApiParam({ name: "requestId" })
+  @ApiBody({ type: VerifyPartyOtpDto })
+  @ApiOperation({
+    summary: "Verify one party OTP",
+    description: "FIRST (guilty) then SECOND (damaged) on THIRD_PARTY files.",
+  })
+  async verifyPartyOtp(
+    @CurrentUser() fileMaker: any,
+    @Param("requestId") requestId: string,
+    @Body() dto: VerifyPartyOtpDto,
+  ) {
+    return this.requestManagementService.verifyPartyOtpV2(
+      fileMaker,
+      requestId,
+      dto,
+    );
+  }
+
+  // ─── Pre-inquiry form ────────────────────────────────────────────────────────
+
+  @Post("car-body-form/:requestId")
+  @ApiParam({ name: "requestId" })
+  @ApiBody({ type: CarBodyFormDto })
+  @ApiOperation({
+    summary: "CAR_BODY only — accident type before inquiries",
+    description: "Submit after guilty-party OTP verify, before run-inquiries.",
+  })
+  async carBodyForm(
+    @Param("requestId") requestId: string,
+    @Body() body: CarBodyFormDto,
+    @CurrentUser() fileMaker: any,
+  ) {
+    return this.requestManagementService.carBodyAccidentTypeFormV3(
+      requestId,
+      body,
+      fileMaker,
+    );
+  }
+
+  @Post("run-inquiries/:requestId")
+  @ApiParam({ name: "requestId" })
+  @ApiBody({ type: RunInquiriesV3Dto })
+  @ApiOperation({
+    summary: "Run external inquiries for the current party",
+    description:
+      "1st call = guilty party (+ auto claim). 2nd call = damaged party (THIRD_PARTY, after guilty sign).",
+  })
+  async runInquiries(
+    @CurrentUser() fileMaker: any,
+    @Param("requestId") requestId: string,
+    @Body() dto: RunInquiriesV3Dto,
+  ) {
+    return this.requestManagementService.runInquiriesV3(
+      requestId,
+      fileMaker,
+      dto,
+    );
+  }
+
+  // ─── Party details ────────────────────────────────────────────────────────────
+
+  @Post("add-detail-location/:requestId")
+  @ApiParam({ name: "requestId" })
+  @ApiBody({ type: LocationDto })
+  @ApiOperation({
+    summary: "Add location for current party (partyRole FIRST or SECOND)",
+  })
+  async addLocation(
+    @Param("requestId") requestId: string,
+    @Body() body: LocationDto,
+    @CurrentUser() fileMaker: any,
+    @Body("partyRole") partyRole?: string,
+  ) {
+    return this.requestManagementService.addPartyLocationV3(
+      requestId,
+      fileMaker,
+      body,
+      partyRole,
+    );
+  }
+
+  @Post("add-detail-description/:requestId")
+  @ApiParam({ name: "requestId" })
+  @ApiBody({ type: DescriptionDto })
+  @ApiOperation({ summary: "Add description for current party" })
+  async addDescription(
+    @Param("requestId") requestId: string,
+    @Body() body: DescriptionDto,
+    @CurrentUser() fileMaker: any,
+    @Body("partyRole") partyRole?: string,
+  ) {
+    return this.requestManagementService.addPartyDescriptionV3(
+      requestId,
+      fileMaker,
+      body,
+      partyRole,
+    );
+  }
+
+  @ApiBody({
+    schema: {
+      type: "object",
+      properties: {
+        file: { type: "string", format: "binary" },
+        partyRole: { type: "string", enum: ["FIRST", "SECOND"] },
+      },
+      required: ["file"],
+    },
+  })
+  @ApiConsumes("multipart/form-data")
+  @UseInterceptors(
+    FileInterceptor("file", {
+      limits: { fileSize: DEFAULT_MEDIA_MAX_BYTES },
+      storage: diskStorage({
+        destination: "./files/voice",
+        filename: (req, file, callback) => {
+          const unique = Date.now();
+          const ex = extname(file.originalname);
+          callback(null, `v5-filemaker-voice-${unique}${ex}`);
+        },
+      }),
+    }),
+  )
+  @Post("upload-voice/:requestId")
+  @ApiParam({ name: "requestId" })
+  @ApiOperation({ summary: "Upload voice for current party" })
+  async uploadVoice(
+    @Param("requestId") requestId: string,
+    @CurrentUser() fileMaker: any,
+    @UploadedFile() voice: Express.Multer.File,
+    @Body("partyRole") partyRole?: string,
+  ) {
+    await this.mediaPolicyService.assertForBlame(voice, requestId, "voice");
+    return this.requestManagementService.addPartyVoiceV3(
+      requestId,
+      fileMaker,
+      voice,
+      partyRole,
+    );
+  }
+
+  // ─── Signatures (final FileMaker step) ───────────────────────────────────────
+
+  @Put("sign/:requestId")
+  @ApiParam({ name: "requestId" })
+  @ApiConsumes("multipart/form-data")
+  @ApiOperation({
+    summary: "Party on-site signature (FileMaker final step)",
+    description:
+      "Collect FIRST (guilty) then SECOND (damaged) signatures. " +
+      "After the last signature the file is ready for FileReviewer pickup.",
+  })
+  @ApiBody({
+    schema: {
+      type: "object",
+      required: ["partyRole", "sign"],
+      properties: {
+        partyRole: { type: "string", enum: ["FIRST", "SECOND"] },
+        isAccept: { type: "boolean", default: true },
+        sign: { type: "string", format: "binary" },
+      },
+    },
+  })
+  @UseInterceptors(
+    FileInterceptor("sign", {
+      limits: { fileSize: DEFAULT_MEDIA_MAX_BYTES },
+      storage: diskStorage({
+        destination: "./files/signs",
+        filename: (req, file, callback) => {
+          const unique = Date.now();
+          const ex = extname(file.originalname);
+          callback(null, `v5-filemaker-party-${unique}${ex}`);
+        },
+      }),
+    }),
+  )
+  async sign(
+    @Param("requestId") requestId: string,
+    @Body() body: { partyRole?: string; isAccept?: string | boolean },
+    @CurrentUser() fileMaker: any,
+    @UploadedFile() sign: Express.Multer.File,
+  ) {
+    await this.mediaPolicyService.assertForBlame(sign, requestId, "image");
+    const partyRole =
+      body?.partyRole === "SECOND" ? PartyRole.SECOND : PartyRole.FIRST;
+    const isAccept = !(body?.isAccept === false || body?.isAccept === "false");
+    return this.requestManagementService.expertUploadPartySignatureV3(
+      fileMaker,
+      requestId,
+      partyRole,
+      isAccept,
+      sign,
+    );
+  }
+
+  // ─── Claim document upload ────────────────────────────────────────────────────
+
+  @Post("upload-document/:claimRequestId")
+  @ApiParam({ name: "claimRequestId" })
+  @ApiConsumes("multipart/form-data")
+  @UseInterceptors(
+    FileInterceptor("file", {
+      limits: { fileSize: DEFAULT_MEDIA_MAX_BYTES },
+      storage: diskStorage({
+        destination: "./files/claim-documents",
+        filename: (req, file, callback) => {
+          const unique = Date.now();
+          const ex = extname(file.originalname);
+          callback(null, `${file.originalname.split(".")[0]}-${unique}${ex}`);
+        },
+      }),
+    }),
+  )
+  @ApiOperation({
+    summary: "Upload one required claim document (FileMaker)",
+    description:
+      "Upload licenses and car cards against the auto-created claim. " +
+      "Use claim-id/:requestId to obtain the claimRequestId after run-inquiries.",
+  })
+  async uploadDocument(
+    @Param("claimRequestId") claimRequestId: string,
+    @Body() body: UploadRequiredDocumentV2Dto,
+    @UploadedFile() file: Express.Multer.File,
+    @CurrentUser() fileMaker: any,
+  ): Promise<UploadRequiredDocumentV2ResponseDto> {
+    await this.mediaPolicyService.assertForClaim(file, claimRequestId, "image");
+    return this.claimRequestManagementService.uploadRequiredDocumentV3(
+      claimRequestId,
+      body,
+      file,
+      fileMaker.sub,
+      fileMaker,
+    );
+  }
+
+  @Get("capture-requirements/:claimRequestId")
+  @ApiParam({ name: "claimRequestId" })
+  @ApiOperation({
+    summary: "Capture requirements (step-aware)",
+    description:
+      "Initial documents phase: pre-capture docs only (no chassis/engine/metal plate). " +
+      "CAPTURE_PART_DAMAGES phase: damaged parts + angles via capture-part, then chassis/engine/metal plate via upload-document. " +
+      "Use `captureSequencePhase` and `captureSequenceHint` to drive the UI.",
+  })
+  async getCaptureRequirements(
+    @Param("claimRequestId") claimRequestId: string,
+    @CurrentUser() fileMaker: any,
+  ): Promise<GetCaptureRequirementsV2ResponseDto> {
+    return this.claimRequestManagementService.getCaptureRequirementsV3(
+      claimRequestId,
+      fileMaker.sub,
+      fileMaker,
+    );
+  }
+}
diff --git a/src/request-management/file-reviewer-blame-v5.controller.ts b/src/request-management/file-reviewer-blame-v5.controller.ts
new file mode 100644
index 0000000..16db087
--- /dev/null
+++ b/src/request-management/file-reviewer-blame-v5.controller.ts
@@ -0,0 +1,426 @@
+import { extname } from "node:path";
+import {
+  Body,
+  Controller,
+  Get,
+  Param,
+  Patch,
+  Post,
+  UploadedFile,
+  UseGuards,
+  UseInterceptors,
+} from "@nestjs/common";
+import {
+  ApiBearerAuth,
+  ApiBody,
+  ApiConsumes,
+  ApiOperation,
+  ApiParam,
+  ApiTags,
+} from "@nestjs/swagger";
+import { FileInterceptor } from "@nestjs/platform-express";
+import { diskStorage } from "multer";
+import { LocalActorAuthGuard } from "src/auth/guards/actor-local.guard";
+import { RolesGuard } from "src/auth/guards/role.guard";
+import { Roles } from "src/decorators/roles.decorator";
+import { CurrentUser } from "src/decorators/user.decorator";
+import { MediaPolicyService } from "src/media-policy/media-policy.service";
+import { DEFAULT_MEDIA_MAX_BYTES } from "src/client/client.service";
+import { RoleEnum } from "src/Types&Enums/role.enum";
+import { ExpertAccidentFieldsDto } from "./dto/expert-accident-fields.dto";
+import { RequestManagementService } from "./request-management.service";
+import { ClaimRequestManagementService } from "src/claim-request-management/claim-request-management.service";
+import {
+  SelectOuterPartsV2Dto,
+  SelectOuterPartsV2ResponseDto,
+} from "src/claim-request-management/dto/select-outer-parts-v2.dto";
+import { SelectOtherPartsV2ResponseDto } from "src/claim-request-management/dto/select-other-parts-v2.dto";
+import { SelectOtherPartsV3Dto } from "src/claim-request-management/dto/select-other-parts-v3.dto";
+import {
+  UploadRequiredDocumentV2Dto,
+  UploadRequiredDocumentV2ResponseDto,
+} from "src/claim-request-management/dto/upload-document-v2.dto";
+import {
+  CapturePartV2Dto,
+  CapturePartV2ResponseDto,
+} from "src/claim-request-management/dto/capture-part-v2.dto";
+import { GetCaptureRequirementsV2ResponseDto } from "src/claim-request-management/dto/capture-requirements-v2.dto";
+
+/**
+ * V5 FileReviewer flow — same as V4 except the final blame accident video moves
+ * the file to WAITING_FOR_FINANCIAL_EXPERT instead of WAITING_FOR_EXPERT.
+ *
+ * A FinancialExpert must then approve the file (→ WAITING_FOR_EXPERT) or
+ * reject it back (→ FINANCIAL_EXPERT_REJECTED) for the FileReviewer to correct.
+ *
+ * Sequence:
+ *   accident-fields
+ *   → capture-requirements (via linked claimRequestId)
+ *   → upload-document (licenses, car cards)
+ *   → select-outer-parts
+ *   → select-other-parts
+ *   → capture-part (damaged-part photos + four angles)
+ *   → upload-document (chassis / engine / metal plate — capture phase)
+ *   → car-capture (walk-around video)
+ *   → upload-video (blame accident video — final, moves to WAITING_FOR_FINANCIAL_EXPERT)
+ */
+@ApiTags("v5 FileReviewer — blame file review & capture (with FinancialExpert approval)")
+@Controller("v5/file-reviewer/blame-request-management")
+@ApiBearerAuth()
+@UseGuards(LocalActorAuthGuard, RolesGuard)
+@Roles(RoleEnum.FILE_REVIEWER)
+export class FileReviewerBlameV5Controller {
+  constructor(
+    private readonly requestManagementService: RequestManagementService,
+    private readonly claimRequestManagementService: ClaimRequestManagementService,
+    private readonly mediaPolicyService: MediaPolicyService,
+  ) {}
+
+  // ─── Linked claim lookup ──────────────────────────────────────────────────────
+
+  @Get("claim-id/:requestId")
+  @ApiParam({ name: "requestId", description: "Blame request ID" })
+  @ApiOperation({
+    summary: "Get linked claim ID",
+    description:
+      "Returns the claim auto-created during FileMaker's guilty-party run-inquiries. " +
+      "Use this claim ID for all capture/document/parts endpoints below.",
+  })
+  async getLinkedClaimId(
+    @Param("requestId") requestId: string,
+    @CurrentUser() fileReviewer: any,
+  ) {
+    return this.requestManagementService.getV3LinkedClaimForExpert(
+      fileReviewer,
+      requestId,
+    );
+  }
+
+  // ─── Accident fields ──────────────────────────────────────────────────────────
+
+  @Post("accident-fields/:requestId")
+  @ApiParam({ name: "requestId" })
+  @ApiBody({ type: ExpertAccidentFieldsDto })
+  @ApiOperation({
+    summary: "Accident type / fields (FileReviewer first step)",
+    description:
+      "Saves accident fields on the sealed file. " +
+      "Does not move to WAITING_FOR_FINANCIAL_EXPERT — that happens after the final blame accident video.",
+  })
+  async addAccidentFields(
+    @Param("requestId") requestId: string,
+    @Body() fields: ExpertAccidentFieldsDto,
+    @CurrentUser() fileReviewer: any,
+  ) {
+    return this.requestManagementService.expertAddAccidentFieldsForBlameV3(
+      fileReviewer,
+      requestId,
+      fields,
+    );
+  }
+
+  // ─── Capture requirements ─────────────────────────────────────────────────────
+
+  @Get("capture-requirements/:claimRequestId")
+  @ApiParam({ name: "claimRequestId" })
+  @ApiOperation({
+    summary: "Capture requirements (step-aware)",
+    description:
+      "Initial documents phase: pre-capture docs only (no chassis/engine/metal plate). " +
+      "CAPTURE_PART_DAMAGES phase: damaged parts + angles via capture-part, then chassis/engine/metal plate via upload-document. " +
+      "Use `captureSequencePhase` and `captureSequenceHint` to drive the UI.",
+  })
+  async getCaptureRequirements(
+    @Param("claimRequestId") claimRequestId: string,
+    @CurrentUser() fileReviewer: any,
+  ): Promise<GetCaptureRequirementsV2ResponseDto> {
+    return this.claimRequestManagementService.getCaptureRequirementsV3(
+      claimRequestId,
+      fileReviewer.sub,
+      fileReviewer,
+    );
+  }
+
+  // ─── Document upload ──────────────────────────────────────────────────────────
+
+  @Post("upload-document/:claimRequestId")
+  @ApiParam({ name: "claimRequestId" })
+  @ApiConsumes("multipart/form-data")
+  @UseInterceptors(
+    FileInterceptor("file", {
+      limits: { fileSize: DEFAULT_MEDIA_MAX_BYTES },
+      storage: diskStorage({
+        destination: "./files/claim-documents",
+        filename: (req, file, callback) => {
+          const unique = Date.now();
+          const ex = extname(file.originalname);
+          callback(null, `${file.originalname.split(".")[0]}-${unique}${ex}`);
+        },
+      }),
+    }),
+  )
+  @ApiOperation({
+    summary: "Upload one required claim document",
+    description:
+      "Initial phase (UPLOAD_REQUIRED_DOCUMENTS): licenses and car cards only. " +
+      "Capture phase (CAPTURE_PART_DAMAGES, after parts + angles): chassis, engine, metal plate only.",
+  })
+  async uploadDocument(
+    @Param("claimRequestId") claimRequestId: string,
+    @Body() body: UploadRequiredDocumentV2Dto,
+    @UploadedFile() file: Express.Multer.File,
+    @CurrentUser() fileReviewer: any,
+  ): Promise<UploadRequiredDocumentV2ResponseDto> {
+    await this.mediaPolicyService.assertForClaim(file, claimRequestId, "image");
+    return this.claimRequestManagementService.uploadRequiredDocumentV3(
+      claimRequestId,
+      body,
+      file,
+      fileReviewer.sub,
+      fileReviewer,
+    );
+  }
+
+  // ─── Part selection ───────────────────────────────────────────────────────────
+
+  @Patch("select-outer-parts/:claimRequestId")
+  @ApiParam({ name: "claimRequestId" })
+  @ApiBody({ type: SelectOuterPartsV2Dto })
+  @ApiOperation({ summary: "Select damaged outer parts" })
+  async selectOuterParts(
+    @Param("claimRequestId") claimRequestId: string,
+    @Body() body: SelectOuterPartsV2Dto,
+    @CurrentUser() fileReviewer: any,
+  ): Promise<SelectOuterPartsV2ResponseDto> {
+    return this.claimRequestManagementService.selectOuterPartsV3(
+      claimRequestId,
+      body,
+      fileReviewer.sub,
+      fileReviewer,
+    );
+  }
+
+  @Patch("select-other-parts/:claimRequestId")
+  @ApiParam({ name: "claimRequestId", example: "507f1f77bcf86cd799439011" })
+  @ApiOperation({
+    summary: "Select other damaged parts (V5)",
+    description:
+      "Other parts only — sheba and national code were collected during FileMaker's run-inquiries. Optional car green card file.",
+  })
+  @ApiBody({
+    description:
+      "Other parts selection. Bank info is already on the claim from run-inquiries.",
+    schema: {
+      type: "object",
+      properties: {
+        otherParts: {
+          oneOf: [
+            {
+              type: "array",
+              items: {
+                type: "string",
+                enum: [
+                  "engine",
+                  "suspension",
+                  "brake_system",
+                  "electrical",
+                  "radiator",
+                  "transmission",
+                  "exhaust",
+                  "headlight",
+                  "taillight",
+                  "mirror",
+                  "glass",
+                ],
+              },
+            },
+            { type: "string", description: "JSON string array for multipart" },
+          ],
+          example: ["engine", "suspension"],
+        },
+      },
+    },
+  })
+  async selectOtherParts(
+    @Param("claimRequestId") claimRequestId: string,
+    @Body() body: SelectOtherPartsV3Dto,
+    @CurrentUser() fileReviewer: any,
+  ): Promise<SelectOtherPartsV2ResponseDto> {
+    return this.claimRequestManagementService.selectOtherPartsV3(
+      claimRequestId,
+      body,
+      fileReviewer.sub,
+      fileReviewer,
+    );
+  }
+
+  // ─── Photo capture ────────────────────────────────────────────────────────────
+
+  @Post("capture-part/:claimRequestId")
+  @ApiParam({ name: "claimRequestId", example: "507f1f77bcf86cd799439011" })
+  @ApiConsumes("multipart/form-data")
+  @UseInterceptors(
+    FileInterceptor("file", {
+      limits: { fileSize: DEFAULT_MEDIA_MAX_BYTES },
+      storage: diskStorage({
+        destination: "./files/claim-captures",
+        filename: (req, file, callback) => {
+          const unique = Date.now();
+          const ex = extname(file.originalname);
+          callback(null, `v5-capture-${unique}${ex}`);
+        },
+      }),
+    }),
+  )
+  @ApiOperation({
+    summary: "Car angles and damaged-part photos",
+    description:
+      "CAPTURE_PART_DAMAGES: (1) all damaged-part photos, (2) four car angles, " +
+      "(3) chassis/engine/metal-plate via upload-document. Then car-capture walk-around video.",
+  })
+  @ApiBody({
+    schema: {
+      type: "object",
+      required: ["captureType", "captureKey", "file"],
+      properties: {
+        captureType: {
+          type: "string",
+          enum: ["angle", "part"],
+          example: "angle",
+        },
+        captureKey: {
+          type: "string",
+          example: "front",
+          description:
+            "For angle: front/back/left/right. For part: hood/front_bumper/etc.",
+        },
+        file: { type: "string", format: "binary" },
+      },
+    },
+  })
+  async capturePart(
+    @Param("claimRequestId") claimRequestId: string,
+    @Body() body: CapturePartV2Dto,
+    @UploadedFile() file: Express.Multer.File,
+    @CurrentUser() fileReviewer: any,
+  ): Promise<CapturePartV2ResponseDto> {
+    await this.mediaPolicyService.assertForClaim(file, claimRequestId, "image");
+    return this.claimRequestManagementService.capturePartV3(
+      claimRequestId,
+      body,
+      file,
+      fileReviewer.sub,
+      fileReviewer,
+    );
+  }
+
+  // ─── Walk-around video ────────────────────────────────────────────────────────
+
+  @Patch("car-capture/:claimRequestId")
+  @ApiParam({ name: "claimRequestId", example: "507f1f77bcf86cd799439011" })
+  @ApiConsumes("multipart/form-data")
+  @UseInterceptors(
+    FileInterceptor("file", {
+      limits: { fileSize: DEFAULT_MEDIA_MAX_BYTES },
+      storage: diskStorage({
+        destination: "./files/car-capture-videos/",
+        filename: (req, file, callback) => {
+          const unique = Date.now();
+          const ex = extname(file.originalname);
+          callback(null, `v5-claim-video-${unique}${ex}`);
+        },
+      }),
+    }),
+  )
+  @ApiBody({
+    schema: {
+      type: "object",
+      required: ["file"],
+      properties: { file: { type: "string", format: "binary" } },
+    },
+  })
+  @ApiOperation({
+    summary: "Walk-around video",
+    description:
+      "Upload after capture-part is complete (parts, angles, capture-phase docs). Required before the final blame accident video.",
+  })
+  async carCapture(
+    @Param("claimRequestId") claimRequestId: string,
+    @UploadedFile("file") file: Express.Multer.File,
+    @CurrentUser() fileReviewer: any,
+  ) {
+    await this.mediaPolicyService.assertForClaim(file, claimRequestId, "video");
+    return this.claimRequestManagementService.setVideoCaptureV3(
+      claimRequestId,
+      file,
+      fileReviewer.sub,
+      fileReviewer,
+    );
+  }
+
+  // ─── Final blame video ─────────────────────────────────────────────────────────
+  //
+  // V5 difference: moves file to WAITING_FOR_FINANCIAL_EXPERT, not WAITING_FOR_EXPERT.
+
+  @ApiBody({
+    schema: {
+      type: "object",
+      required: ["file"],
+      properties: { file: { type: "string", format: "binary" } },
+    },
+  })
+  @ApiConsumes("multipart/form-data")
+  @UseInterceptors(
+    FileInterceptor("file", {
+      limits: { fileSize: DEFAULT_MEDIA_MAX_BYTES },
+      storage: diskStorage({
+        destination: "./files/video",
+        filename: (req, file, callback) => {
+          const unique = Date.now();
+          const ex = extname(file.originalname);
+          callback(null, `v5-blame-accident-${unique}${ex}`);
+        },
+      }),
+    }),
+  )
+  @Post("upload-video/:requestId")
+  @ApiParam({ name: "requestId" })
+  @ApiOperation({
+    summary: "Blame accident video (FileReviewer final step — V5)",
+    description:
+      "Last step of the V5 FileReviewer flow. Requires claim walk-around video and completed capture. " +
+      "Sets blame status to WAITING_FOR_FINANCIAL_EXPERT (pending FinancialExpert approval).",
+  })
+  async uploadBlameVideo(
+    @Param("requestId") requestId: string,
+    @CurrentUser() fileReviewer: any,
+    @UploadedFile() file: Express.Multer.File,
+  ) {
+    await this.mediaPolicyService.assertForBlame(file, requestId, "video");
+    return this.requestManagementService.expertUploadBlameVideoV5(
+      fileReviewer,
+      requestId,
+      file,
+    );
+  }
+
+  // ─── Re-submission after FinancialExpert rejection ────────────────────────────
+
+  @Post("resubmit-to-financial-expert/:requestId")
+  @ApiParam({ name: "requestId" })
+  @ApiOperation({
+    summary: "Re-submit rejected file to FinancialExpert (FileReviewer)",
+    description:
+      "Use after the FinancialExpert has rejected the file (FINANCIAL_EXPERT_REJECTED). " +
+      "Moves status back to WAITING_FOR_FINANCIAL_EXPERT for re-review.",
+  })
+  async resubmitToFinancialExpert(
+    @Param("requestId") requestId: string,
+    @CurrentUser() fileReviewer: any,
+  ) {
+    return this.requestManagementService.fileReviewerResubmitToFinancialExpert(
+      fileReviewer,
+      requestId,
+    );
+  }
+}
diff --git a/src/request-management/financial-expert-blame-v5.controller.ts b/src/request-management/financial-expert-blame-v5.controller.ts
new file mode 100644
index 0000000..e73034c
--- /dev/null
+++ b/src/request-management/financial-expert-blame-v5.controller.ts
@@ -0,0 +1,113 @@
+import {
+  Body,
+  Controller,
+  Get,
+  Param,
+  Post,
+  UseGuards,
+} from "@nestjs/common";
+import {
+  ApiBearerAuth,
+  ApiBody,
+  ApiOperation,
+  ApiParam,
+  ApiTags,
+} from "@nestjs/swagger";
+import { IsOptional, IsString } from "class-validator";
+import { ApiPropertyOptional } from "@nestjs/swagger";
+import { LocalActorAuthGuard } from "src/auth/guards/actor-local.guard";
+import { RolesGuard } from "src/auth/guards/role.guard";
+import { Roles } from "src/decorators/roles.decorator";
+import { CurrentUser } from "src/decorators/user.decorator";
+import { RoleEnum } from "src/Types&Enums/role.enum";
+import { RequestManagementService } from "./request-management.service";
+
+class FinancialExpertRejectDto {
+  @ApiPropertyOptional({
+    description: "Reason for rejection (shown to FileReviewer)",
+    example: "Documents are incomplete or incorrect",
+  })
+  @IsOptional()
+  @IsString()
+  reason?: string;
+}
+
+/**
+ * V5 FinancialExpert panel.
+ *
+ * The FinancialExpert is the final gatekeeper before a V5 blame file is forwarded
+ * to fanavaran for completion. After the FileReviewer uploads the blame accident
+ * video the file lands in WAITING_FOR_FINANCIAL_EXPERT. The FinancialExpert can:
+ *
+ *   approve  → WAITING_FOR_EXPERT  (file proceeds to damage-expert / fanavaran)
+ *   reject   → FINANCIAL_EXPERT_REJECTED  (FileReviewer must fix and re-submit)
+ *
+ * Re-submission by FileReviewer is handled via the V5 FileReviewer controller
+ * (POST resubmit-to-financial-expert/:requestId).
+ */
+@ApiTags("v5 FinancialExpert — blame file financial approval")
+@Controller("v5/financial-expert/blame-request-management")
+@ApiBearerAuth()
+@UseGuards(LocalActorAuthGuard, RolesGuard)
+@Roles(RoleEnum.FINANCIAL_EXPERT)
+export class FinancialExpertBlameV5Controller {
+  constructor(
+    private readonly requestManagementService: RequestManagementService,
+  ) {}
+
+  @Get("claim-id/:requestId")
+  @ApiParam({ name: "requestId", description: "Blame request ID" })
+  @ApiOperation({
+    summary: "Get linked claim ID",
+    description:
+      "Returns the claim linked to this V5 blame file. Useful for reviewing claim details before approving.",
+  })
+  async getLinkedClaimId(
+    @Param("requestId") requestId: string,
+    @CurrentUser() financialExpert: any,
+  ) {
+    return this.requestManagementService.getV3LinkedClaimForExpert(
+      financialExpert,
+      requestId,
+    );
+  }
+
+  @Post("approve/:requestId")
+  @ApiParam({ name: "requestId" })
+  @ApiOperation({
+    summary: "Approve blame file (FinancialExpert)",
+    description:
+      "Moves the file from WAITING_FOR_FINANCIAL_EXPERT to WAITING_FOR_EXPERT, " +
+      "enabling fanavaran submission by the damage expert.",
+  })
+  async approve(
+    @Param("requestId") requestId: string,
+    @CurrentUser() financialExpert: any,
+  ) {
+    return this.requestManagementService.financialExpertApprove(
+      financialExpert,
+      requestId,
+    );
+  }
+
+  @Post("reject/:requestId")
+  @ApiParam({ name: "requestId" })
+  @ApiBody({ type: FinancialExpertRejectDto })
+  @ApiOperation({
+    summary: "Reject blame file (FinancialExpert)",
+    description:
+      "Moves the file from WAITING_FOR_FINANCIAL_EXPERT to FINANCIAL_EXPERT_REJECTED. " +
+      "The FileReviewer must correct the file and call resubmit-to-financial-expert.",
+  })
+  async reject(
+    @Param("requestId") requestId: string,
+    @Body() body: FinancialExpertRejectDto,
+    @CurrentUser() financialExpert: any,
+  ) {
+    return this.requestManagementService.financialExpertReject(
+      financialExpert,
+      requestId,
+      body?.reason,
+    );
+  }
+}
diff --git a/src/request-management/request-management.module.ts b/src/request-management/request-management.module.ts
index 6de1fe3..2d85074 100644
--- a/src/request-management/request-management.module.ts
+++ b/src/request-management/request-management.module.ts
@@ -45,6 +45,9 @@ import { RegistrarBlameMirrorController } from "./registrar-blame.mirror.control
 import { ExpertInitiatedBlameV3MirrorController } from "./expert-initiated-blame-v3.mirror.controller";
 import { FileMakerBlameV4Controller } from "./file-maker-blame-v4.controller";
 import { FileReviewerBlameV4Controller } from "./file-reviewer-blame-v4.controller";
+import { FileMakerBlameV5Controller } from "./file-maker-blame-v5.controller";
+import { FileReviewerBlameV5Controller } from "./file-reviewer-blame-v5.controller";
+import { FinancialExpertBlameV5Controller } from "./financial-expert-blame-v5.controller";
 import { InquiryRefreshController } from "./inquiry-refresh.controller";
 import { InquiryRefreshService } from "./inquiry-refresh.service";
 
@@ -85,6 +88,9 @@ import { InquiryRefreshService } from "./inquiry-refresh.service";
     RegistrarBlameMirrorController,
     FileMakerBlameV4Controller,
     FileReviewerBlameV4Controller,
+    FileMakerBlameV5Controller,
+    FileReviewerBlameV5Controller,
+    FinancialExpertBlameV5Controller,
     InquiryRefreshController,
   ],
   providers: [
diff --git a/src/request-management/request-management.service.ts b/src/request-management/request-management.service.ts
index 7f68917..5bd7ae7 100644
--- a/src/request-management/request-management.service.ts
+++ b/src/request-management/request-management.service.ts
@@ -4459,17 +4459,19 @@ export class RequestManagementService {
    * Verify the current user (field expert) can access this BlameRequest (v2).
    */
   private verifyExpertAccessForBlameV2(req: any, expert: any): void {
-    // FILE_REVIEWER can access V4 FileMaker-sealed files.
+    // FILE_REVIEWER can access V4/V5 FileMaker-sealed files.
     // They must be the assigned reviewer (or the file is still open for taking).
     if (expert?.role === RoleEnum.FILE_REVIEWER) {
       if (!req?.isMadeByFileMaker || !req?.expertInitiated || req?.creationMethod !== CreationMethod.IN_PERSON) {
         throw new ForbiddenException(
-          "FileReviewer can only access V4 FileMaker files.",
+          "FileReviewer can only access V4/V5 FileMaker files.",
         );
       }
       if (
         req.status !== CaseStatus.WAITING_FOR_FILE_REVIEWER &&
         req.status !== CaseStatus.WAITING_FOR_EXPERT &&
+        req.status !== CaseStatus.WAITING_FOR_FINANCIAL_EXPERT &&
+        req.status !== CaseStatus.FINANCIAL_EXPERT_REJECTED &&
         req.status !== CaseStatus.COMPLETED
       ) {
         throw new ForbiddenException(
@@ -4487,6 +4489,25 @@ export class RequestManagementService {
       }
       return;
     }
+    // FINANCIAL_EXPERT can read V5 FileMaker-sealed files from the same insurer.
+    if (expert?.role === RoleEnum.FINANCIAL_EXPERT) {
+      if (!req?.isMadeByFileMaker || !req?.expertInitiated || req?.creationMethod !== CreationMethod.IN_PERSON) {
+        throw new ForbiddenException(
+          "FinancialExpert can only access V5 FileMaker files.",
+        );
+      }
+      // Scope to same insurer client
+      if (
+        req.clientKey &&
+        expert.clientKey &&
+        String(req.clientKey) !== String(expert.clientKey)
+      ) {
+        throw new ForbiddenException(
+          "You do not have access to files from a different insurer.",
+        );
+      }
+      return;
+    }
     if (req?.expertInitiated && req?.initiatedByFieldExpertId) {
       if (String(req.initiatedByFieldExpertId) !== String(expert?.sub)) {
         throw new ForbiddenException(
@@ -9646,4 +9667,309 @@ export class RequestManagementService {
     await (req as any).save();
     return { requestId: req._id, publicId: req.publicId };
   }
+
+  /**
+   * V5 variant of expertUploadBlameVideoV3.
+   * Identical logic but sets blame status to WAITING_FOR_FINANCIAL_EXPERT instead
+   * of WAITING_FOR_EXPERT so that a FinancialExpert must approve before fanavaran.
+   */
+  async expertUploadBlameVideoV5(
+    expert: any,
+    requestId: string,
+    file: Express.Multer.File,
+  ): Promise<{
+    requestId: string;
+    publicId: string;
+    videoId: string;
+    status: string;
+    message: string;
+  }> {
+    if (!file) throw new BadRequestException("Video file is required");
+
+    const req = await this.blameRequestDbService.findById(requestId);
+    if (!req) throw new NotFoundException("Request not found");
+    this.assertBlameV3ExpertInPerson(req);
+    this.verifyExpertAccessForBlameV2(req, expert);
+
+    if (!(req.expert?.decision as any)?.fields?.accidentWay) {
+      throw new BadRequestException(
+        "Submit accident fields before uploading the blame accident video.",
+      );
+    }
+
+    const requiredSigs = req.type === BlameRequestType.CAR_BODY ? 1 : 2;
+    const signed = (req.parties ?? []).filter(
+      (p: any) => p?.confirmation != null,
+    );
+    if (signed.length < requiredSigs) {
+      throw new BadRequestException(
+        "All required party signatures must be collected before the blame accident video.",
+      );
+    }
+
+    const claim = await this.claimCaseDbService.findOne({
+      blameRequestId: (req as any)._id,
+    });
+    if (!claim) {
+      throw new BadRequestException(
+        "Claim not found. Complete guilty-party inquiries first.",
+      );
+    }
+    if (!claim.media?.videoCaptureId) {
+      throw new BadRequestException(
+        "Upload the claim walk-around video (car-capture) before the blame accident video.",
+      );
+    }
+    if (
+      claim.workflow?.currentStep !==
+      ClaimWorkflowStep.UPLOAD_REQUIRED_DOCUMENTS
+    ) {
+      throw new BadRequestException(
+        "Complete capture-part (parts, angles, and capture-phase documents) before the blame accident video.",
+      );
+    }
+
+    const firstIdx = this.getPartyIndex(req, PartyRole.FIRST);
+    if (firstIdx === -1) throw new BadRequestException("First party not found");
+    const firstParty = req.parties[firstIdx];
+    if (firstParty?.evidence?.videoId) {
+      throw new ConflictException("Blame accident video already uploaded");
+    }
+
+    const videoDocument = await this.blameVideoDbService.create({
+      fileName: file.filename,
+      path: file.path,
+      requestId: new Types.ObjectId(requestId),
+    } as any);
+
+    if (!firstParty.evidence) firstParty.evidence = {} as any;
+    firstParty.evidence.videoId = String((videoDocument as any)._id);
+
+    this.pushWorkflowSteps(req, [
+      WorkflowStep.FIRST_VIDEO,
+      WorkflowStep.WAITING_FOR_GUILT_DECISION,
+    ]);
+    req.workflow.currentStep = WorkflowStep.WAITING_FOR_GUILT_DECISION;
+    req.workflow.nextStep = WorkflowStep.WAITING_FOR_SIGNATURES;
+    req.status = CaseStatus.WAITING_FOR_FINANCIAL_EXPERT;
+
+    if (!Array.isArray(req.history)) req.history = [];
+    req.history.push({
+      type: "V5_BLAME_ACCIDENT_VIDEO_UPLOADED",
+      actor: {
+        actorId: new Types.ObjectId(expert.sub),
+        actorName: `${expert.firstName || ""} ${expert.lastName || ""}`.trim(),
+        actorType: "file_reviewer",
+      },
+      metadata: { videoId: firstParty.evidence.videoId },
+    } as any);
+
+    if (typeof (req as any).markModified === "function") {
+      (req as any).markModified("parties");
+    }
+    await (req as any).save();
+
+    return {
+      requestId: String(req._id),
+      publicId: req.publicId,
+      videoId: firstParty.evidence.videoId,
+      status: req.status,
+      message:
+        "Blame accident video uploaded. File is now waiting for FinancialExpert approval.",
+    };
+  }
+
+  /**
+   * V5 FinancialExpert approves the file.
+   * Moves blame status from WAITING_FOR_FINANCIAL_EXPERT → WAITING_FOR_EXPERT.
+   */
+  async financialExpertApprove(
+    financialExpert: any,
+    requestId: string,
+  ): Promise<{
+    requestId: string;
+    publicId: string;
+    status: string;
+    message: string;
+  }> {
+    const req = await this.blameRequestDbService.findById(requestId);
+    if (!req) throw new NotFoundException("Request not found");
+    this.assertBlameV3ExpertInPerson(req);
+    this.verifyFinancialExpertAccess(req, financialExpert);
+
+    if (req.status !== CaseStatus.WAITING_FOR_FINANCIAL_EXPERT) {
+      throw new BadRequestException(
+        `File must be in WAITING_FOR_FINANCIAL_EXPERT status to approve. Current: ${req.status}`,
+      );
+    }
+
+    req.status = CaseStatus.WAITING_FOR_EXPERT;
+
+    if (!Array.isArray(req.history)) req.history = [];
+    req.history.push({
+      type: "V5_FINANCIAL_EXPERT_APPROVED",
+      actor: {
+        actorId: new Types.ObjectId(financialExpert.sub),
+        actorName: `${financialExpert.firstName || ""} ${financialExpert.lastName || ""}`.trim(),
+        actorType: "financial_expert",
+      },
+      metadata: {},
+    } as any);
+
+    await this.claimCaseDbService.findOneAndUpdate(
+      { blameRequestId: (req as any)._id },
+      {
+        $set: {
+          status: ClaimCaseStatus.WAITING_FOR_DAMAGE_EXPERT,
+          claimStatus: ClaimStatus.PENDING,
+          "workflow.currentStep": ClaimWorkflowStep.USER_SUBMISSION_COMPLETE,
+          "workflow.nextStep": ClaimWorkflowStep.EXPERT_DAMAGE_ASSESSMENT,
+        },
+        $push: {
+          "workflow.completedSteps": ClaimWorkflowStep.USER_SUBMISSION_COMPLETE,
+          history: {
+            type: "STEP_COMPLETED",
+            actor: {
+              actorId: new Types.ObjectId(financialExpert.sub),
+              actorName: `${financialExpert.firstName || ""} ${financialExpert.lastName || ""}`.trim(),
+              actorType: "financial_expert",
+            },
+            timestamp: new Date(),
+            metadata: {
+              stepKey: ClaimWorkflowStep.USER_SUBMISSION_COMPLETE,
+              description:
+                "V5 flow: FinancialExpert approved. Claim ready for damage expert review.",
+              v5Flow: true,
+            },
+          },
+        },
+      },
+    );
+
+    await (req as any).save();
+
+    return {
+      requestId: String(req._id),
+      publicId: req.publicId,
+      status: req.status,
+      message: "File approved by FinancialExpert. Now waiting for expert review.",
+    };
+  }
+
+  /**
+   * V5 FinancialExpert rejects the file back to the FileReviewer.
+   * Moves blame status from WAITING_FOR_FINANCIAL_EXPERT → FINANCIAL_EXPERT_REJECTED.
+   */
+  async financialExpertReject(
+    financialExpert: any,
+    requestId: string,
+    reason?: string,
+  ): Promise<{
+    requestId: string;
+    publicId: string;
+    status: string;
+    message: string;
+  }> {
+    const req = await this.blameRequestDbService.findById(requestId);
+    if (!req) throw new NotFoundException("Request not found");
+    this.assertBlameV3ExpertInPerson(req);
+    this.verifyFinancialExpertAccess(req, financialExpert);
+
+    if (req.status !== CaseStatus.WAITING_FOR_FINANCIAL_EXPERT) {
+      throw new BadRequestException(
+        `File must be in WAITING_FOR_FINANCIAL_EXPERT status to reject. Current: ${req.status}`,
+      );
+    }
+
+    req.status = CaseStatus.FINANCIAL_EXPERT_REJECTED;
+
+    if (!Array.isArray(req.history)) req.history = [];
+    req.history.push({
+      type: "V5_FINANCIAL_EXPERT_REJECTED",
+      actor: {
+        actorId: new Types.ObjectId(financialExpert.sub),
+        actorName: `${financialExpert.firstName || ""} ${financialExpert.lastName || ""}`.trim(),
+        actorType: "financial_expert",
+      },
+      metadata: { reason: reason ?? null },
+    } as any);
+
+    await (req as any).save();
+
+    return {
+      requestId: String(req._id),
+      publicId: req.publicId,
+      status: req.status,
+      message: "File rejected by FinancialExpert. FileReviewer must correct and re-submit.",
+    };
+  }
+
+  /**
+   * V5 FileReviewer re-submits a rejected file for FinancialExpert re-review.
+   * Moves blame status from FINANCIAL_EXPERT_REJECTED → WAITING_FOR_FINANCIAL_EXPERT.
+   */
+  async fileReviewerResubmitToFinancialExpert(
+    fileReviewer: any,
+    requestId: string,
+  ): Promise<{
+    requestId: string;
+    publicId: string;
+    status: string;
+    message: string;
+  }> {
+    const req = await this.blameRequestDbService.findById(requestId);
+    if (!req) throw new NotFoundException("Request not found");
+    this.assertBlameV3ExpertInPerson(req);
+    this.verifyExpertAccessForBlameV2(req, fileReviewer);
+
+    if (req.status !== CaseStatus.FINANCIAL_EXPERT_REJECTED) {
+      throw new BadRequestException(
+        `File must be in FINANCIAL_EXPERT_REJECTED status to re-submit. Current: ${req.status}`,
+      );
+    }
+
+    req.status = CaseStatus.WAITING_FOR_FINANCIAL_EXPERT;
+
+    if (!Array.isArray(req.history)) req.history = [];
+    req.history.push({
+      type: "V5_FILE_REVIEWER_RESUBMITTED",
+      actor: {
+        actorId: new Types.ObjectId(fileReviewer.sub),
+        actorName: `${fileReviewer.firstName || ""} ${fileReviewer.lastName || ""}`.trim(),
+        actorType: "file_reviewer",
+      },
+      metadata: {},
+    } as any);
+
+    await (req as any).save();
+
+    return {
+      requestId: String(req._id),
+      publicId: req.publicId,
+      status: req.status,
+      message: "File re-submitted to FinancialExpert for approval.",
+    };
+  }
+
+  /** Guard: ensures the actor is a FinancialExpert with access to this V5 file. */
+  private verifyFinancialExpertAccess(req: any, financialExpert: any): void {
+    if (financialExpert?.role !== RoleEnum.FINANCIAL_EXPERT) {
+      throw new ForbiddenException("Only FinancialExperts can perform this action.");
+    }
+    if (!req?.isMadeByFileMaker || !req?.expertInitiated || req?.creationMethod !== CreationMethod.IN_PERSON) {
+      throw new ForbiddenException(
+        "FinancialExpert can only access V5 FileMaker files.",
+      );
+    }
+    // Scope to same insurer client
+    if (
+      req.clientKey &&
+      financialExpert.clientKey &&
+      String(req.clientKey) !== String(financialExpert.clientKey)
+    ) {
+      throw new ForbiddenException(
+        "You do not have access to files from a different insurer.",
+      );
+    }
+  }
 }
diff --git a/src/super-admin/dto/super-admin.dto.ts b/src/super-admin/dto/super-admin.dto.ts
index 36f9ab1..dc6e969 100644
--- a/src/super-admin/dto/super-admin.dto.ts
+++ b/src/super-admin/dto/super-admin.dto.ts
@@ -74,3 +74,42 @@ export class CreateRegistrarAdminDto {
   @IsNotEmpty()
   clientId: string;
 }
+
+export class CreateFinancialExpertAdminDto {
+  @ApiProperty({ example: "financial@insurer.ir" })
+  @IsEmail()
+  email: string;
+
+  @ApiProperty({ example: "FinExpert@724" })
+  @IsString()
+  @IsNotEmpty()
+  password: string;
+
+  @ApiProperty({ example: "Ali" })
+  @IsString()
+  @IsNotEmpty()
+  firstName: string;
+
+  @ApiProperty({ example: "Mohammadi" })
+  @IsString()
+  @IsNotEmpty()
+  lastName: string;
+
+  @ApiProperty({ example: "09121234567" })
+  @IsString()
+  @IsNotEmpty()
+  mobile: string;
+
+  @ApiProperty({
+    example: "664a1b2c3d4e5f6789012345",
+    description: "Mongo ObjectId of the insurer client this financial expert belongs to.",
+  })
+  @IsString()
+  @IsNotEmpty()
+  clientId: string;
+
+  @ApiPropertyOptional({ example: "02112345678" })
+  @IsOptional()
+  @IsString()
+  phone?: string;
+}
diff --git a/src/super-admin/super-admin.controller.ts b/src/super-admin/super-admin.controller.ts
index d102c56..9a3e1d8 100644
--- a/src/super-admin/super-admin.controller.ts
+++ b/src/super-admin/super-admin.controller.ts
@@ -19,6 +19,7 @@ import {
   CreateSuperAdminDto,
   CreateFieldExpertAdminDto,
   CreateRegistrarAdminDto,
+  CreateFinancialExpertAdminDto,
 } from "./dto/super-admin.dto";
 import { ClientDto } from "src/client/dto/create-client.dto";
 import {
@@ -129,6 +130,18 @@ export class SuperAdminController {
     return this.superAdminService.createRegistrar(body);
   }
 
+  @Post("create-financial-expert")
+  @ApiOperation({
+    summary: "Create a financial expert (V5 flow)",
+    description:
+      "FinancialExperts are the final approvers in the V5 blame flow before fanavaran submission. " +
+      "Scoped to the specified insurer client via clientId.",
+  })
+  @ApiBody({ type: CreateFinancialExpertAdminDto })
+  createFinancialExpert(@Body() body: CreateFinancialExpertAdminDto) {
+    return this.superAdminService.createFinancialExpert(body);
+  }
+
   // ── System settings ──────────────────────────────────────────────────────
 
   @Get("system-settings")
diff --git a/src/super-admin/super-admin.service.ts b/src/super-admin/super-admin.service.ts
index 5a91545..f0edd36 100644
--- a/src/super-admin/super-admin.service.ts
+++ b/src/super-admin/super-admin.service.ts
@@ -19,10 +19,12 @@ import {
   CreateSuperAdminDto,
   CreateFieldExpertAdminDto,
   CreateRegistrarAdminDto,
+  CreateFinancialExpertAdminDto,
 } from "./dto/super-admin.dto";
 import { RoleEnum } from "src/Types&Enums/role.enum";
 import { FieldExpertDbService } from "src/users/entities/db-service/field-expert.db.service";
 import { RegistrarDbService } from "src/users/entities/db-service/registrar.db.service";
+import { FinancialExpertDbService } from "src/users/entities/db-service/financial-expert.db.service";
 
 @Injectable()
 export class SuperAdminService {
@@ -33,6 +35,7 @@ export class SuperAdminService {
     private readonly actorAuthService: ActorAuthService,
     private readonly fieldExpertDbService: FieldExpertDbService,
     private readonly registrarDbService: RegistrarDbService,
+    private readonly financialExpertDbService: FinancialExpertDbService,
   ) {}
 
   /** List all super-admin accounts (sans password). */
@@ -99,4 +102,29 @@ export class SuperAdminService {
   async createRegistrar(body: CreateRegistrarAdminDto) {
     return this.actorAuthService.createRegistrarMock(body);
   }
+
+  async createFinancialExpert(body: CreateFinancialExpertAdminDto) {
+    const email = body.email.toLowerCase().trim();
+    const existing = await this.financialExpertDbService.findOne({ email });
+    if (existing) {
+      throw new ConflictException(
+        "A FinancialExpert with this email already exists.",
+      );
+    }
+    const hashedPassword = await this.hashService.hash(body.password);
+    const created = await this.financialExpertDbService.create({
+      email,
+      password: hashedPassword,
+      firstName: body.firstName,
+      lastName: body.lastName,
+      mobile: body.mobile,
+      phone: body.phone,
+      clientKey: new Types.ObjectId(body.clientId),
+      role: RoleEnum.FINANCIAL_EXPERT,
+    } as any);
+    const { password: _pw, ...rest } = (created as any).toObject
+      ? (created as any).toObject()
+      : (created as any);
+    return rest;
+  }
 }
diff --git a/src/users/entities/db-service/financial-expert.db.service.ts b/src/users/entities/db-service/financial-expert.db.service.ts
new file mode 100644
index 0000000..5c96a0a
--- /dev/null
+++ b/src/users/entities/db-service/financial-expert.db.service.ts
@@ -0,0 +1,63 @@
+import { Injectable } from "@nestjs/common";
+import { InjectModel } from "@nestjs/mongoose";
+import { FilterQuery, Model, Types } from "mongoose";
+import { FinancialExpertModel } from "../schema/financial-expert.schema";
+
+@Injectable()
+export class FinancialExpertDbService {
+  constructor(
+    @InjectModel(FinancialExpertModel.name)
+    private readonly financialExpertModel: Model<FinancialExpertModel>,
+  ) {}
+
+  async create(
+    user: Partial<FinancialExpertModel> & { password: string },
+  ): Promise<FinancialExpertModel> {
+    return await this.financialExpertModel.create(user);
+  }
+
+  async findOne(
+    filter: FilterQuery<FinancialExpertModel>,
+  ): Promise<FinancialExpertModel | null> {
+    return await this.financialExpertModel.findOne(filter);
+  }
+
+  async findByLoginIdentifier(
+    identifier: string,
+  ): Promise<FinancialExpertModel | null> {
+    const id = identifier.trim();
+    const or: FilterQuery<FinancialExpertModel>[] = [
+      { email: id },
+      { username: id },
+    ];
+    if (/^\d{10}$/.test(id)) {
+      or.push({ nationalCode: id });
+    }
+    return await this.financialExpertModel.findOne({ $or: or });
+  }
+
+  async findById(userId: string): Promise<FinancialExpertModel | null> {
+    return await this.financialExpertModel.findOne({
+      _id: new Types.ObjectId(userId),
+    });
+  }
+
+  async findOneAndUpdate(
+    filter: FilterQuery<FinancialExpertModel>,
+    update: FilterQuery<FinancialExpertModel>,
+  ) {
+    return await this.financialExpertModel.findOneAndUpdate(filter, update, {
+      new: true,
+    });
+  }
+
+  async findAll(
+    filter: FilterQuery<FinancialExpertModel>,
+  ): Promise<(FinancialExpertModel & { _id: Types.ObjectId })[]> {
+    return await this.financialExpertModel.find(filter).lean();
+  }
+
+  async updateOne(filter: FilterQuery<FinancialExpertModel>, update: any) {
+    return this.financialExpertModel.updateOne(filter, update);
+  }
+}
diff --git a/src/users/entities/schema/financial-expert.schema.ts b/src/users/entities/schema/financial-expert.schema.ts
new file mode 100644
index 0000000..1d2c822
--- /dev/null
+++ b/src/users/entities/schema/financial-expert.schema.ts
@@ -0,0 +1,69 @@
+import { Prop, Schema, SchemaFactory } from "@nestjs/mongoose";
+import { Types } from "mongoose";
+import { RoleEnum } from "src/Types&Enums/role.enum";
+
+@Schema({
+  collection: "financial-expert",
+  versionKey: false,
+  timestamps: true,
+})
+export class FinancialExpertModel {
+  _id?: Types.ObjectId;
+
+  @Prop({ required: true })
+  firstName: string;
+
+  @Prop({ required: true })
+  lastName: string;
+
+  @Prop({ type: String, unique: true, sparse: true, required: false })
+  email?: string;
+
+  @Prop({ type: String })
+  username?: string;
+
+  @Prop({ type: String, index: true, sparse: true })
+  nationalCode?: string;
+
+  @Prop({ type: Types.ObjectId, index: true })
+  clientKey?: Types.ObjectId;
+
+  @Prop({ type: Types.ObjectId, index: true })
+  branchId?: Types.ObjectId;
+
+  @Prop({ required: true })
+  password: string;
+
+  @Prop({ required: false })
+  mobile?: string;
+
+  @Prop({ required: false })
+  phone?: string;
+
+  @Prop({ default: RoleEnum.FINANCIAL_EXPERT })
+  role: RoleEnum;
+
+  @Prop({ type: "string", default: "" })
+  otp: string;
+
+  @Prop({ type: "string", required: false })
+  expertCode?: string;
+
+  createdAt: Date;
+}
+
+export const FinancialExpertDbSchema = SchemaFactory.createForClass(
+  FinancialExpertModel,
+);
+
+FinancialExpertDbSchema.index(
+  { clientKey: 1, nationalCode: 1 },
+  { unique: true, sparse: true },
+);
+
+FinancialExpertDbSchema.pre("save", function (next) {
+  if (!this.username) {
+    this.username = (this as any).email || (this as any).nationalCode;
+  }
+  next();
+});
diff --git a/src/users/users.module.ts b/src/users/users.module.ts
index e2209f0..4f51b2a 100644
--- a/src/users/users.module.ts
+++ b/src/users/users.module.ts
@@ -11,6 +11,7 @@ import { UserDbService } from "./entities/db-service/user.db.service";
 import { ExpertFileActivityDbService } from "./entities/db-service/expert-file-activity.db.service";
 import { FileMakerDbService } from "./entities/db-service/file-maker.db.service";
 import { FileReviewerDbService } from "./entities/db-service/file-reviewer.db.service";
+import { FinancialExpertDbService } from "./entities/db-service/financial-expert.db.service";
 import {
   DamageExpertDbSchema,
   DamageExpertModel,
@@ -41,6 +42,10 @@ import {
   FileReviewerDbSchema,
   FileReviewerModel,
 } from "./entities/schema/file-reviewer.schema";
+import {
+  FinancialExpertDbSchema,
+  FinancialExpertModel,
+} from "./entities/schema/financial-expert.schema";
 
 @Module({
   imports: [
@@ -54,6 +59,7 @@ import {
       { name: ExpertFileActivity.name, schema: ExpertFileActivitySchema },
       { name: FileMakerModel.name, schema: FileMakerDbSchema },
       { name: FileReviewerModel.name, schema: FileReviewerDbSchema },
+      { name: FinancialExpertModel.name, schema: FinancialExpertDbSchema },
     ]),
     HashModule,
   ],
@@ -68,6 +74,7 @@ import {
     ExpertFileActivityDbService,
     FileMakerDbService,
     FileReviewerDbService,
+    FinancialExpertDbService,
   ],
   exports: [
     UserDbService,
@@ -79,6 +86,7 @@ import {
     ExpertFileActivityDbService,
     FileMakerDbService,
     FileReviewerDbService,
+    FinancialExpertDbService,
   ],
 })
 export class UsersModule {}