diff --git a/src/claim-request-management/claim-request-management.service.ts b/src/claim-request-management/claim-request-management.service.ts
index bcf39f6..67e0d88 100644
--- a/src/claim-request-management/claim-request-management.service.ts
+++ b/src/claim-request-management/claim-request-management.service.ts
@@ -11460,6 +11460,12 @@ export class ClaimRequestManagementService {
       }
     }
 
+    // For V4 THIRD_PARTY files, guilty_damage_area must be counted in the
+    // capture-phase doc total for ALL capture uploads (not just the guilty_damage_area
+    // upload itself) so that the CAPTURE_PART_DAMAGES step is not marked complete
+    // until all three standard docs AND the guilty area photo are uploaded.
+    const includeGuiltyDamageArea = isV4FileMaker && !isCarBodyBlame;
+
     return this.uploadRequiredDocumentV2(
       claimRequestId,
       body,
@@ -11470,7 +11476,7 @@ export class ClaimRequestManagementService {
         v3InPersonFlow: true,
         skipMetalPlate,
         requiresFileMakerApproval: !!(claimCase as any).requiresFileMakerApproval,
-        includeGuiltyDamageArea: isGuiltyDamageAreaDoc,
+        includeGuiltyDamageArea,
       },
     );
   }