diff --git a/src/case-expert-report/case-expert-report.builder.spec.ts b/src/case-expert-report/case-expert-report.builder.spec.ts
new file mode 100644
index 0000000..28d94b9
--- /dev/null
+++ b/src/case-expert-report/case-expert-report.builder.spec.ts
@@ -0,0 +1,183 @@
+import { buildInsurerFileReport } from "./case-expert-report.builder";
+import { PR } from "./persian-report-labels";
+import { toJalaliDateAndTime } from "../helpers/date-jalali";
+
+describe("buildInsurerFileReport", () => {
+  const getFieldValue = (
+    report: ReturnType<typeof buildInsurerFileReport>,
+    sectionTitle: string,
+    fieldLabel: string,
+  ) => {
+    const section = report.sections.find((item) => item.title === sectionTitle);
+    expect(section).toBeDefined();
+    const field = section?.fields.find((item) => item.label === fieldLabel);
+    expect(field).toBeDefined();
+    return field?.value;
+  };
+
+  it("separates insurance blocks and exposes Fanavaran/timeline/evaluation data", () => {
+    const fileCreatedAt = new Date("2026-08-10T09:53:23.588Z");
+    const evaluationSubmittedAt = new Date("2026-08-10T12:30:45.000Z");
+    const [fileDate, fileTime] = toJalaliDateAndTime(fileCreatedAt);
+    const [evaluationDate, evaluationTime] =
+      toJalaliDateAndTime(evaluationSubmittedAt);
+
+    const report = buildInsurerFileReport({
+      overview: {
+        publicId: "A00010",
+        requestNo: "REQ-10",
+        createdAt: fileCreatedAt,
+      },
+      blame: {
+        type: "THIRD_PARTY",
+        blameStatus: "AGREED",
+        createdAt: fileCreatedAt,
+        parties: [
+          {
+            role: "FIRST",
+            person: {
+              userId: "guilty-user-id",
+              fullName: "مقصر نمونه",
+              phoneNumber: "09120000000",
+              clientId: "client-guilty",
+            },
+            statement: { admitsGuilt: true },
+            insurance: {
+              policyNumber: "TP-GUILTY-001",
+              company: "بیمه ثالث مقصر",
+              startDate: "1405/01/01",
+              endDate: "1406/01/01",
+              financialCeiling: "900000000",
+              carBodyInsurance: {
+                policyNumber: "CB-GUILTY-001",
+                insurerCompany: "بیمه بدنه مقصر",
+                startDate: "1405/02/01",
+                endDate: "1406/02/01",
+              },
+            },
+          },
+          {
+            role: "SECOND",
+            person: {
+              userId: "damaged-user-id",
+              fullName: "زیان دیده نمونه",
+              phoneNumber: "09121111111",
+              nationalCodeOfInsurer: "1234567890",
+              clientId: "client-damaged",
+              insurerBirthday: 13700101,
+            },
+            statement: {
+              claimsDamage: true,
+              description: "توضیحات زیان‌دیده",
+              accidentDate: "2026-08-10",
+              accidentTime: "13:23",
+            },
+            insurance: {
+              policyNumber: "TP-DAMAGED-001",
+              company: "بیمه ثالث زیان‌دیده",
+              startDate: "1405/03/01",
+              endDate: "1406/03/01",
+              financialCeiling: "700000000",
+              carBodyInsurance: {
+                policyNumber: "CB-DAMAGED-001",
+                insurerCompany: "بیمه بدنه زیان‌دیده",
+                startDate: "1405/04/01",
+                endDate: "1406/04/01",
+                coverages: ["سرقت", "آتش‌سوزی"],
+              },
+            },
+            vehicle: {
+              carName: "207",
+              carModel: "1402",
+              plate: {
+                leftDigits: 12,
+                centerAlphabet: "ب",
+                centerDigits: 345,
+                ir: 11,
+              },
+            },
+          },
+        ],
+        expert: {
+          decision: {
+            guiltyPartyId: "guilty-user-id",
+            description: "مقصر شناخته شد",
+            fields: {
+              accidentWay: { label: "از جلو" },
+              accidentReason: { label: "عدم رعایت فاصله" },
+              accidentType: { label: "برخورد" },
+            },
+          },
+        },
+      },
+      claim: {
+        claimStatus: "APPROVED",
+        claimNo: 111,
+        claimId: 222,
+        dmgCaseId: 333,
+        expertiseId: 444,
+        owner: { fullName: "زیان دیده نمونه" },
+        vehicle: {
+          carName: "207",
+          carModel: "1402",
+          carType: "sedan",
+        },
+        fanavaranSync: {
+          baseClaim: {
+            policyId: 555,
+            driverId: 666,
+            vehicleKindId: 777,
+            insuranceCorpId: 888,
+          },
+        },
+        evaluation: {
+          damageExpertReplyFinal: {
+            submittedAt: evaluationSubmittedAt,
+            description: "نیاز به تعویض سپر جلو",
+            actorDetail: { actorName: "کارشناس خسارت نمونه" },
+          },
+        },
+      },
+    });
+
+    expect(getFieldValue(report, PR.damagedThirdPartyInsuranceSection, PR.policyNumber)).toBe(
+      "TP-DAMAGED-001",
+    );
+    expect(getFieldValue(report, PR.guiltyThirdPartyInsuranceSection, PR.policyNumber)).toBe(
+      "TP-GUILTY-001",
+    );
+    expect(getFieldValue(report, PR.damagedCarBodyInsuranceSection, PR.policyNumber)).toBe(
+      "CB-DAMAGED-001",
+    );
+    expect(getFieldValue(report, PR.guiltyCarBodyInsuranceSection, PR.policyNumber)).toBe(
+      "CB-GUILTY-001",
+    );
+
+    expect(getFieldValue(report, PR.fanavaranSection, PR.fanavaranClaimNo)).toBe(
+      "111",
+    );
+    expect(
+      getFieldValue(report, PR.fanavaranSection, PR.fanavaranExpertiseId),
+    ).toBe("444");
+    expect(getFieldValue(report, PR.fanavaranSection, PR.fanavaranPolicyId)).toBe(
+      "555",
+    );
+
+    expect(getFieldValue(report, PR.timelineSection, PR.fileRegisteredAt)).toBe(
+      `${fileDate} ${fileTime}`,
+    );
+    expect(
+      getFieldValue(report, PR.timelineSection, PR.evaluationRegisteredAt),
+    ).toBe(`${evaluationDate} ${evaluationTime}`);
+
+    expect(getFieldValue(report, PR.evaluationSection, PR.evaluationResult)).toBe(
+      "تأیید شده",
+    );
+    expect(getFieldValue(report, PR.evaluationSection, PR.evaluationExpert)).toBe(
+      "کارشناس خسارت نمونه",
+    );
+    expect(getFieldValue(report, PR.evaluationSection, PR.evaluationResponse)).toBe(
+      "نیاز به تعویض سپر جلو",
+    );
+  });
+});
diff --git a/src/case-expert-report/case-expert-report.builder.ts b/src/case-expert-report/case-expert-report.builder.ts
index 6d585f4..0abf1af 100644
--- a/src/case-expert-report/case-expert-report.builder.ts
+++ b/src/case-expert-report/case-expert-report.builder.ts
@@ -1,4 +1,7 @@
-import { resolveDamagedPartyRow } from "src/helpers/blame-damaged-party";
+import {
+  resolveClaimOwnerParty,
+  resolveDamagedPartyRow,
+} from "src/helpers/blame-damaged-party";
 import { toJalaliDateAndTime } from "src/helpers/date-jalali";
 import { PartyRole } from "src/request-management/entities/schema/partyRole.enum";
 import {
@@ -15,8 +18,20 @@ const SKIP_FLATTEN_KEYS = new Set([
   "workflow",
   "evidence",
   "confirmation",
+  "inquiries",
+  "raw",
 ]);
 
+type ReportRecord = Record<string, unknown>;
+type ReportParty = ReportRecord & {
+  role?: string;
+  person?: ReportRecord;
+  insurance?: ReportRecord & { carBodyInsurance?: ReportRecord };
+  vehicle?: ReportRecord;
+  statement?: ReportRecord;
+  location?: { lat?: number; lon?: number };
+};
+
 function asString(value: unknown): string | undefined {
   if (value === undefined || value === null || value === "") return undefined;
   if (value instanceof Date) {
@@ -42,6 +57,30 @@ function formatBirthDate(value: unknown): string | undefined {
   return raw;
 }
 
+function formatDateTime(value: unknown): string | undefined {
+  if (value === undefined || value === null || value === "") return undefined;
+  const date = value instanceof Date ? value : new Date(value as string | number);
+  if (Number.isNaN(date.getTime())) return asString(value);
+  const [d, t] = toJalaliDateAndTime(date);
+  return `${d} ${t}`;
+}
+
+function firstDefined(...values: unknown[]): string | undefined {
+  for (const value of values) {
+    const str = asString(value);
+    if (str) return str;
+  }
+  return undefined;
+}
+
+function normalizeListValue(value: unknown): string | undefined {
+  if (!Array.isArray(value) || !value.length) return undefined;
+  const items = value
+    .map((item) => asString(item) ?? JSON.stringify(item))
+    .filter(Boolean);
+  return items.length ? items.join("، ") : undefined;
+}
+
 function flattenObject(
   obj: unknown,
   prefix = "",
@@ -53,13 +92,10 @@ function flattenObject(
   }
 
   if (Array.isArray(obj)) {
-    if (!obj.length) return [];
-    return [
-      {
-        label: persianFieldPath(prefix || "items"),
-        value: obj.map((item) => asString(item) ?? JSON.stringify(item)).join("، "),
-      },
-    ];
+    const value = normalizeListValue(obj);
+    return value
+      ? [{ label: persianFieldPath(prefix || "items"), value }]
+      : [];
   }
 
   if (typeof obj !== "object") {
@@ -70,6 +106,7 @@ function flattenObject(
   const objRecord = obj as Record<string, unknown>;
   const hasMapped =
     objRecord.mapped != null && typeof objRecord.mapped === "object";
+
   for (const [key, value] of Object.entries(objRecord)) {
     if (SKIP_FLATTEN_KEYS.has(key)) continue;
     if (key === "raw" && hasMapped) continue;
@@ -86,9 +123,49 @@ function flattenObject(
       rows.push({ label: persianFieldPath(path), value: asString(value) });
     }
   }
+
   return rows;
 }
 
+function dedupeFields(fields: InsurerFileReportField[]): InsurerFileReportField[] {
+  const seen = new Set<string>();
+  const out: InsurerFileReportField[] = [];
+
+  for (const field of fields) {
+    const value = asString(field.value);
+    if (!value) continue;
+    const key = `${field.label}::${value}`;
+    if (seen.has(key)) continue;
+    seen.add(key);
+    out.push({ label: field.label, value });
+  }
+
+  return out;
+}
+
+function filterEmptySections(
+  sections: Array<InsurerFileReportSection | undefined>,
+): InsurerFileReportSection[] {
+  return sections.filter(
+    (section): section is InsurerFileReportSection => !!section && section.fields.length > 0,
+  );
+}
+
+function buildSection(
+  title: string,
+  fields: InsurerFileReportField[],
+  withPlaceholder = true,
+): InsurerFileReportSection {
+  const deduped = dedupeFields(fields);
+  return {
+    title,
+    fields:
+      deduped.length || !withPlaceholder
+        ? deduped
+        : [{ label: PR.data, value: PR.empty }],
+  };
+}
+
 function expertNameFromSnapshot(snapshot?: {
   firstName?: string;
   lastName?: string;
@@ -146,7 +223,6 @@ function inquiryRoleData(
   return data;
 }
 
-/** Prefer mapped Tejarat fields; avoid duplicating the entire raw blob in PDF. */
 function pickInquiryReportPayload(
   inquiry?: Record<string, unknown>,
 ): Record<string, unknown> | undefined {
@@ -159,184 +235,420 @@ function pickInquiryReportPayload(
   return Object.keys(rest).length ? rest : inquiry;
 }
 
-function licenseFieldsFromInquiry(
-  inquiry?: Record<string, unknown>,
-): { licenseType?: string; licenseDate?: string } {
-  if (!inquiry) return {};
-  const candidates = [
-    inquiry.LicenseType,
-    inquiry.licenseType,
-    inquiry.Type,
-    inquiry.type,
-    inquiry.LicenseCategory,
-    inquiry.licenseCategory,
-  ];
-  const licenseType = candidates.find((v) => v != null && v !== "");
-  const dateCandidates = [
-    inquiry.IssueDate,
-    inquiry.issueDate,
-    inquiry.LicenseIssueDate,
-    inquiry.licenseIssueDate,
-    inquiry.ExpireDate,
-    inquiry.expireDate,
-  ];
-  const licenseDate = dateCandidates.find((v) => v != null && v !== "");
+function resolveReportBlameContext(
+  blame?: Record<string, unknown> | null,
+  claim?: Record<string, unknown> | null,
+): Record<string, unknown> | null {
+  if (blame) return blame;
+  const snapshot = claim?.snapshot as Record<string, unknown> | undefined;
+  if (!snapshot) return null;
   return {
-    licenseType: asString(licenseType),
-    licenseDate: asString(licenseDate),
+    type:
+      (claim?.blameFileContext as Record<string, unknown> | undefined)
+        ?.blameRequestType ??
+      (snapshot.accident as Record<string, unknown> | undefined)?.type,
+    blameStatus: (claim?.blameFileContext as Record<string, unknown> | undefined)
+      ?.blameStatus,
+    parties: snapshot.parties,
   };
 }
 
+function getPartyRole(party: ReportParty | null | undefined): string | undefined {
+  const role = party?.role;
+  return typeof role === "string" ? role : undefined;
+}
+
+function sameParty(
+  first: ReportParty | null | undefined,
+  second: ReportParty | null | undefined,
+): boolean {
+  if (!first || !second) return false;
+  const firstUserId = first.person?.userId != null ? String(first.person.userId) : "";
+  const secondUserId =
+    second.person?.userId != null ? String(second.person.userId) : "";
+  if (firstUserId && secondUserId) return firstUserId === secondUserId;
+  return getPartyRole(first) === getPartyRole(second);
+}
+
+function resolveEvaluationReply(
+  claim?: Record<string, unknown> | null,
+): Record<string, unknown> | undefined {
+  const evaluation = claim?.evaluation as Record<string, unknown> | undefined;
+  return (
+    (evaluation?.damageExpertReplyFinal as Record<string, unknown> | undefined) ??
+    (evaluation?.damageExpertReply as Record<string, unknown> | undefined)
+  );
+}
+
+function insuranceValueFromCandidates(
+  ...values: unknown[]
+): string | undefined {
+  for (const value of values) {
+    if (Array.isArray(value)) {
+      const listValue = normalizeListValue(value);
+      if (listValue) return listValue;
+      continue;
+    }
+    const str = asString(value);
+    if (str) return str;
+  }
+  return undefined;
+}
+
+function buildThirdPartyInsuranceFields(
+  party: ReportParty | null | undefined,
+  blame?: Record<string, unknown> | null,
+  claim?: Record<string, unknown> | null,
+): InsurerFileReportField[] {
+  const role = getPartyRole(party);
+  const direct = (party?.insurance ?? {}) as Record<string, unknown>;
+  const blameInquiry = pickInquiryReportPayload(
+    inquiryRoleData(blame?.inquiries as Record<string, unknown> | undefined, "thirdParty", role),
+  );
+  const claimInquiry = pickInquiryReportPayload(
+    inquiryRoleData(claim?.inquiries as Record<string, unknown> | undefined, "thirdParty", role),
+  );
+
+  return [
+    {
+      label: PR.policyNumber,
+      value: insuranceValueFromCandidates(
+        direct.policyNumber,
+        blameInquiry?.policyNumber,
+        blameInquiry?.PolicyNumber,
+        claimInquiry?.policyNumber,
+        claimInquiry?.PolicyNumber,
+        blameInquiry?.ThirdPolicyCode,
+        claimInquiry?.ThirdPolicyCode,
+      ),
+    },
+    {
+      label: PR.insuranceCompany,
+      value: insuranceValueFromCandidates(
+        direct.company,
+        direct.insurerCompany,
+        blameInquiry?.company,
+        blameInquiry?.CompanyName,
+        claimInquiry?.company,
+        claimInquiry?.CompanyName,
+      ),
+    },
+    {
+      label: PR.policyStartDate,
+      value: insuranceValueFromCandidates(
+        direct.startDate,
+        blameInquiry?.startDate,
+        blameInquiry?.PolicyStartDate,
+        blameInquiry?.SatrtDate,
+        claimInquiry?.startDate,
+        claimInquiry?.PolicyStartDate,
+        claimInquiry?.SatrtDate,
+      ),
+    },
+    {
+      label: PR.policyEndDate,
+      value: insuranceValueFromCandidates(
+        direct.endDate,
+        blameInquiry?.endDate,
+        blameInquiry?.PolicyEndDate,
+        blameInquiry?.EndDate,
+        claimInquiry?.endDate,
+        claimInquiry?.PolicyEndDate,
+        claimInquiry?.EndDate,
+      ),
+    },
+    {
+      label: PR.financialCeiling,
+      value: insuranceValueFromCandidates(
+        direct.financialCeiling,
+        blameInquiry?.financialCeiling,
+        blameInquiry?.FinancialCvrCptl,
+        blameInquiry?.FnCvrCptl,
+        claimInquiry?.financialCeiling,
+        claimInquiry?.FinancialCvrCptl,
+        claimInquiry?.FnCvrCptl,
+      ),
+    },
+    {
+      label: PR.coverages,
+      value: insuranceValueFromCandidates(
+        direct.coverages,
+        blameInquiry?.coverages,
+        claimInquiry?.coverages,
+      ),
+    },
+  ];
+}
+
+function buildCarBodyInsuranceFields(
+  party: ReportParty | null | undefined,
+  blame?: Record<string, unknown> | null,
+  claim?: Record<string, unknown> | null,
+): InsurerFileReportField[] {
+  const role = getPartyRole(party);
+  const direct = (party?.insurance?.carBodyInsurance ??
+    party?.insurance?.carBody ??
+    {}) as Record<string, unknown>;
+  const blameInquiry = pickInquiryReportPayload(
+    inquiryRoleData(blame?.inquiries as Record<string, unknown> | undefined, "carBody", role),
+  );
+  const claimInquiry = pickInquiryReportPayload(
+    inquiryRoleData(claim?.inquiries as Record<string, unknown> | undefined, "carBody", role),
+  );
+  const legacy = (blame?.carBodyInsuranceDetail ?? {}) as Record<string, unknown>;
+
+  return [
+    {
+      label: PR.policyNumber,
+      value: insuranceValueFromCandidates(
+        direct.policyNumber,
+        legacy.policyNumber,
+        blameInquiry?.policyNumber,
+        blameInquiry?.PolicyNumber,
+        claimInquiry?.policyNumber,
+        claimInquiry?.PolicyNumber,
+      ),
+    },
+    {
+      label: PR.insuranceCompany,
+      value: insuranceValueFromCandidates(
+        direct.insurerCompany,
+        direct.company,
+        legacy.insurerCompany,
+        blameInquiry?.company,
+        blameInquiry?.CompanyName,
+        claimInquiry?.company,
+        claimInquiry?.CompanyName,
+      ),
+    },
+    {
+      label: PR.policyStartDate,
+      value: insuranceValueFromCandidates(
+        direct.startDate,
+        legacy.startDate,
+        blameInquiry?.startDate,
+        blameInquiry?.PolicyStartDate,
+        claimInquiry?.startDate,
+        claimInquiry?.PolicyStartDate,
+      ),
+    },
+    {
+      label: PR.policyEndDate,
+      value: insuranceValueFromCandidates(
+        direct.endDate,
+        legacy.endDate,
+        blameInquiry?.endDate,
+        blameInquiry?.PolicyEndDate,
+        claimInquiry?.endDate,
+        claimInquiry?.PolicyEndDate,
+      ),
+    },
+    {
+      label: PR.coverages,
+      value: insuranceValueFromCandidates(
+        direct.coverages,
+        legacy.coverages,
+        blameInquiry?.coverages,
+        claimInquiry?.coverages,
+      ),
+    },
+  ];
+}
+
 function buildOwnerSection(
-  damagedParty: ReturnType<typeof resolveDamagedPartyRow>,
+  damagedParty: ReportParty | null,
   claim?: Record<string, unknown> | null,
 ): InsurerFileReportSection {
-  const person = damagedParty?.person;
+  const person = damagedParty?.person as ReportRecord | undefined;
   const money = claim?.money as
     | { sheba?: string; nationalCodeOfInsurer?: string }
     | undefined;
   const claimOwner = claim?.owner as { fullName?: string } | undefined;
 
+  return buildSection(PR.ownerSection, [
+    { label: PR.name, value: firstDefined(person?.fullName, claimOwner?.fullName) },
+    { label: PR.phone, value: asString(person?.phoneNumber) },
+    {
+      label: PR.nationalCode,
+      value: firstDefined(person?.nationalCodeOfInsurer, money?.nationalCodeOfInsurer),
+    },
+    {
+      label: PR.birthDate,
+      value: formatBirthDate(person?.insurerBirthday ?? person?.birthday),
+    },
+    { label: PR.sheba, value: money?.sheba },
+  ]);
+}
+
+function licenseFieldsFromInquiry(
+  inquiry?: Record<string, unknown>,
+): { licenseType?: string; licenseDate?: string } {
+  if (!inquiry) return {};
   return {
-    title: PR.ownerSection,
-    fields: [
-      { label: PR.name, value: person?.fullName ?? claimOwner?.fullName },
-      { label: PR.phone, value: person?.phoneNumber },
-      {
-        label: PR.nationalCode,
-        value: person?.nationalCodeOfInsurer ?? money?.nationalCodeOfInsurer,
-      },
-      {
-        label: PR.birthDate,
-        value: formatBirthDate(person?.insurerBirthday ?? person?.birthday),
-      },
-      { label: PR.sheba, value: money?.sheba },
-    ],
+    licenseType: firstDefined(
+      inquiry.LicenseType,
+      inquiry.licenseType,
+      inquiry.Type,
+      inquiry.type,
+      inquiry.LicenseCategory,
+      inquiry.licenseCategory,
+    ),
+    licenseDate: firstDefined(
+      inquiry.IssueDate,
+      inquiry.issueDate,
+      inquiry.LicenseIssueDate,
+      inquiry.licenseIssueDate,
+      inquiry.ExpireDate,
+      inquiry.expireDate,
+    ),
   };
 }
 
 function buildDriverSection(
-  damagedParty: ReturnType<typeof resolveDamagedPartyRow>,
+  damagedParty: ReportParty | null,
   blame?: Record<string, unknown> | null,
 ): InsurerFileReportSection | undefined {
-  const person = damagedParty?.person;
+  const person = damagedParty?.person as ReportRecord | undefined;
   if (!person || person.driverIsInsurer !== false) return undefined;
 
   const role = damagedParty?.role ?? PartyRole.FIRST;
   const licenseInquiry = inquiryRoleData(
     blame?.inquiries as Record<string, unknown> | undefined,
     "drivingLicence",
-    role,
+    String(role),
   );
   const { licenseType, licenseDate } = licenseFieldsFromInquiry(licenseInquiry);
 
-  return {
-    title: PR.driverSection,
-    fields: [
-      { label: PR.name, value: person.fullName },
-      {
-        label: PR.licenseType,
-        value: licenseType ?? (person.driverLicense ? PR.driverLicense : undefined),
-      },
-      {
-        label: PR.licenseDate,
-        value: licenseDate ?? person.driverLicense,
-      },
-      { label: PR.phone, value: person.phoneNumber },
-      { label: PR.nationalCode, value: person.nationalCodeOfDriver },
-      { label: PR.birthDate, value: formatBirthDate(person.driverBirthday) },
-      { label: PR.licenseNumber, value: person.driverLicense },
-    ],
-  };
-}
-
-function buildInsuranceSection(
-  damagedParty: ReturnType<typeof resolveDamagedPartyRow>,
-  blame?: Record<string, unknown> | null,
-  claim?: Record<string, unknown> | null,
-): InsurerFileReportSection {
-  const role = damagedParty?.role ?? PartyRole.FIRST;
-  const insurance = damagedParty?.insurance ?? {};
-  const carBodyLegacy = blame?.carBodyInsuranceDetail as
-    | Record<string, unknown>
-    | undefined;
-
-  const thirdPartyInquiry = inquiryRoleData(
-    blame?.inquiries as Record<string, unknown> | undefined,
-    "thirdParty",
-    role,
-  );
-  const carBodyInquiry = inquiryRoleData(
-    blame?.inquiries as Record<string, unknown> | undefined,
-    "carBody",
-    role,
-  );
-  const claimThirdParty = inquiryRoleData(
-    claim?.inquiries as Record<string, unknown> | undefined,
-    "thirdParty",
-    role,
-  );
-  const claimCarBody = inquiryRoleData(
-    claim?.inquiries as Record<string, unknown> | undefined,
-    "carBody",
-    role,
-  );
-
-  const fields: InsurerFileReportField[] = [
-    ...flattenObject(insurance, "party.insurance"),
-    ...flattenObject(
-      (insurance as { carBodyInsurance?: unknown }).carBodyInsurance,
-      "party.insurance.carBodyInsurance",
-    ),
-    ...flattenObject(
-      pickInquiryReportPayload(thirdPartyInquiry),
-      "inquiry.thirdParty",
-    ),
-    ...flattenObject(pickInquiryReportPayload(carBodyInquiry), "inquiry.carBody"),
-    ...flattenObject(
-      pickInquiryReportPayload(claimThirdParty),
-      "claim.inquiry.thirdParty",
-    ),
-    ...flattenObject(
-      pickInquiryReportPayload(claimCarBody),
-      "claim.inquiry.carBody",
-    ),
-    ...flattenObject(carBodyLegacy, "blame.carBodyInsuranceDetail"),
-  ];
-
-  const deduped = dedupeFields(fields);
-  return {
-    title: PR.insuranceSection,
-    fields: deduped.length ? deduped : [{ label: PR.data, value: PR.empty }],
-  };
+  return buildSection(PR.driverSection, [
+    { label: PR.name, value: asString(person.fullName) },
+    {
+      label: PR.licenseType,
+      value: licenseType ?? (person.driverLicense ? PR.driverLicense : undefined),
+    },
+    {
+      label: PR.licenseDate,
+      value: licenseDate ?? asString(person.driverLicense),
+    },
+    { label: PR.phone, value: asString(person.phoneNumber) },
+    { label: PR.nationalCode, value: asString(person.nationalCodeOfDriver) },
+    { label: PR.birthDate, value: formatBirthDate(person.driverBirthday) },
+    { label: PR.licenseNumber, value: asString(person.driverLicense) },
+  ]);
 }
 
 function buildVehicleSection(
-  damagedParty: ReturnType<typeof resolveDamagedPartyRow>,
+  damagedParty: ReportParty | null,
   claim?: Record<string, unknown> | null,
 ): InsurerFileReportSection {
   const partyVehicle = damagedParty?.vehicle;
   const claimVehicle = claim?.vehicle as Record<string, unknown> | undefined;
 
-  const fields = dedupeFields([
+  return buildSection(PR.vehicleSection, [
     ...flattenObject(claimVehicle, "claim.vehicle"),
     ...flattenObject(partyVehicle, "party.vehicle"),
   ]);
+}
 
-  return {
-    title: PR.vehicleSection,
-    fields: fields.length ? fields : [{ label: PR.data, value: PR.empty }],
-  };
+function buildCaseTimelineSection(
+  overview?: Record<string, unknown> | null,
+  claim?: Record<string, unknown> | null,
+): InsurerFileReportSection {
+  const evaluationReply = resolveEvaluationReply(claim);
+  return buildSection(PR.timelineSection, [
+    {
+      label: PR.fileRegisteredAt,
+      value: formatDateTime(overview?.createdAt),
+    },
+    {
+      label: PR.evaluationRegisteredAt,
+      value: formatDateTime(evaluationReply?.submittedAt),
+    },
+  ]);
+}
+
+function buildFanavaranCodesSection(
+  claim?: Record<string, unknown> | null,
+): InsurerFileReportSection | undefined {
+  if (!claim) return undefined;
+  const sync = (claim.fanavaranSync as Record<string, unknown> | undefined) ?? {};
+  const baseClaim = (sync.baseClaim as Record<string, unknown> | undefined) ?? {};
+  const damageCase = (sync.damageCase as Record<string, unknown> | undefined) ?? {};
+  const expertise = (sync.expertise as Record<string, unknown> | undefined) ?? {};
+
+  return buildSection(PR.fanavaranSection, [
+    {
+      label: PR.fanavaranClaimNo,
+      value: firstDefined(claim.claimNo, baseClaim.claimNo),
+    },
+    {
+      label: PR.fanavaranClaimId,
+      value: firstDefined(claim.claimId, baseClaim.claimId),
+    },
+    {
+      label: PR.fanavaranDamageCaseId,
+      value: firstDefined(claim.dmgCaseId, damageCase.dmgCaseId, expertise.dmgCaseId),
+    },
+    {
+      label: PR.fanavaranExpertiseId,
+      value: firstDefined(claim.expertiseId, expertise.expertiseId),
+    },
+    {
+      label: PR.fanavaranPolicyId,
+      value: firstDefined(baseClaim.policyId),
+    },
+    {
+      label: PR.fanavaranDriverId,
+      value: firstDefined(baseClaim.driverId),
+    },
+    {
+      label: PR.fanavaranVehicleKindId,
+      value: firstDefined(baseClaim.vehicleKindId),
+    },
+    {
+      label: PR.fanavaranInsuranceCorpId,
+      value: firstDefined(baseClaim.insuranceCorpId),
+    },
+  ]);
+}
+
+function buildEvaluationSection(
+  claim?: Record<string, unknown> | null,
+): InsurerFileReportSection | undefined {
+  if (!claim) return undefined;
+  const reply = resolveEvaluationReply(claim);
+  const actorDetail = reply?.actorDetail as { actorName?: string } | undefined;
+  const snapshotName = expertNameFromSnapshot(
+    reply?.expertProfileSnapshot as
+      | { firstName?: string; lastName?: string }
+      | undefined,
+  );
+
+  return buildSection(PR.evaluationSection, [
+    {
+      label: PR.evaluationResult,
+      value: persianStatus(claim.claimStatus),
+    },
+    {
+      label: PR.evaluationExpert,
+      value: actorDetail?.actorName ?? snapshotName,
+    },
+    {
+      label: PR.evaluationSubmittedAt,
+      value: formatDateTime(reply?.submittedAt),
+    },
+    {
+      label: PR.evaluationResponse,
+      value: asString(reply?.description),
+    },
+  ]);
 }
 
 function buildAccidentReportSection(
   blame?: Record<string, unknown> | null,
   claim?: Record<string, unknown> | null,
-  damagedParty?: ReturnType<typeof resolveDamagedPartyRow>,
+  damagedParty?: ReportParty | null,
 ): InsurerFileReportSection {
-  const statement = damagedParty?.statement as
-    | Record<string, unknown>
-    | undefined;
+  const statement = damagedParty?.statement as ReportRecord | undefined;
   const location = damagedParty?.location;
   const snapshotAccident = (
     claim?.snapshot as { accident?: Record<string, unknown> } | undefined
@@ -344,22 +656,21 @@ function buildAccidentReportSection(
   const blameDecision = (
     blame?.expert as Record<string, unknown> | undefined
   )?.decision as Record<string, unknown> | undefined;
-  const decisionFields = blameDecision?.fields as
-    | Record<string, unknown>
-    | undefined;
+  const decisionFields = blameDecision?.fields as Record<string, unknown> | undefined;
 
-  const accidentDate =
-    asString(statement?.accidentDate) ??
-    asString(snapshotAccident?.date) ??
-    asString(blame?.createdAtFormatted) ??
-    asString(blame?.createdAt);
-
-  const accidentTime =
-    asString(statement?.accidentTime) ?? asString(snapshotAccident?.time);
-
-  const fields: InsurerFileReportField[] = [
-    { label: PR.date, value: accidentDate },
-    { label: PR.time, value: accidentTime },
+  return buildSection(PR.accidentSection, [
+    {
+      label: PR.accidentDate,
+      value:
+        asString(statement?.accidentDate) ??
+        asString(snapshotAccident?.date) ??
+        asString(blame?.createdAtFormatted) ??
+        formatDateTime(blame?.createdAt),
+    },
+    {
+      label: PR.accidentTime,
+      value: asString(statement?.accidentTime) ?? asString(snapshotAccident?.time),
+    },
     {
       label: PR.experts,
       value: collectExpertNames(blame, claim),
@@ -412,8 +723,7 @@ function buildAccidentReportSection(
     {
       label: PR.accidentReason,
       value: asString(
-        (decisionFields?.accidentReason as { label?: string } | undefined)
-          ?.label ??
+        (decisionFields?.accidentReason as { label?: string } | undefined)?.label ??
           (
             snapshotAccident?.classification as {
               accidentReason?: { label?: string };
@@ -432,82 +742,61 @@ function buildAccidentReportSection(
           )?.accidentType?.label,
       ),
     },
-    {
-      label: PR.damageExpertDate,
-      value: asString(
-        (
-          (claim?.evaluation as Record<string, unknown> | undefined)
-            ?.damageExpertReplyFinal as Record<string, unknown> | undefined
-        )?.submittedAt ??
-          (
-            (claim?.evaluation as Record<string, unknown> | undefined)
-              ?.damageExpertReply as Record<string, unknown> | undefined
-          )?.submittedAt,
-      ),
-    },
-    {
-      label: PR.damageExpertNotes,
-      value: asString(
-        (
-          (claim?.evaluation as Record<string, unknown> | undefined)
-            ?.damageExpertReplyFinal as Record<string, unknown> | undefined
-        )?.description ??
-          (
-            (claim?.evaluation as Record<string, unknown> | undefined)
-              ?.damageExpertReply as Record<string, unknown> | undefined
-          )?.description,
-      ),
-    },
     {
       label: PR.partyDescription,
       value: asString(statement?.description),
     },
-  ];
-
-  return {
-    title: PR.accidentSection,
-    fields: dedupeFields(fields),
-  };
+  ]);
 }
 
-function dedupeFields(fields: InsurerFileReportField[]): InsurerFileReportField[] {
-  const seen = new Set<string>();
-  const out: InsurerFileReportField[] = [];
-  for (const field of fields) {
-    const value = asString(field.value);
-    if (!value) continue;
-    const key = `${field.label}::${value}`;
-    if (seen.has(key)) continue;
-    seen.add(key);
-    out.push({ label: field.label, value });
-  }
-  return out;
-}
-
-export function buildInsurerFileReport(
-  file: {
-    overview?: Record<string, unknown>;
-    blame?: Record<string, unknown>;
-    claim?: Record<string, unknown>;
-  },
-): InsurerFileReportViewModel {
+export function buildInsurerFileReport(file: {
+  overview?: Record<string, unknown>;
+  blame?: Record<string, unknown>;
+  claim?: Record<string, unknown>;
+}): InsurerFileReportViewModel {
   const overview = file.overview ?? {};
-  const blame = file.blame ?? null;
   const claim = file.claim ?? null;
-  const damagedParty = blame ? resolveDamagedPartyRow(blame) : null;
+  const blame = file.blame ?? null;
+  const blameContext = resolveReportBlameContext(blame, claim);
+  const damagedParty = blameContext
+    ? (resolveDamagedPartyRow(blameContext as any) as ReportParty | null)
+    : null;
+  const guiltyParty = blameContext
+    ? (resolveClaimOwnerParty(blameContext as any) as ReportParty | null)
+    : null;
+  const isCarBody =
+    String((blameContext?.type as string | undefined) ?? "") === "CAR_BODY";
+  const includeGuiltySections = !!guiltyParty && !(isCarBody && sameParty(damagedParty, guiltyParty));
 
-  const sections: InsurerFileReportSection[] = [
+  const sections = filterEmptySections([
+    buildCaseTimelineSection(overview, claim),
     buildOwnerSection(damagedParty, claim),
-  ];
-
-  const driverSection = buildDriverSection(damagedParty, blame);
-  if (driverSection) sections.push(driverSection);
-
-  sections.push(
-    buildInsuranceSection(damagedParty, blame, claim),
+    buildDriverSection(damagedParty, blameContext),
+    buildSection(
+      PR.damagedThirdPartyInsuranceSection,
+      buildThirdPartyInsuranceFields(damagedParty, blameContext, claim),
+    ),
+    buildSection(
+      PR.damagedCarBodyInsuranceSection,
+      buildCarBodyInsuranceFields(damagedParty, blameContext, claim),
+    ),
+    includeGuiltySections
+      ? buildSection(
+          PR.guiltyThirdPartyInsuranceSection,
+          buildThirdPartyInsuranceFields(guiltyParty, blameContext, claim),
+        )
+      : undefined,
+    includeGuiltySections
+      ? buildSection(
+          PR.guiltyCarBodyInsuranceSection,
+          buildCarBodyInsuranceFields(guiltyParty, blameContext, claim),
+        )
+      : undefined,
     buildVehicleSection(damagedParty, claim),
-    buildAccidentReportSection(blame, claim, damagedParty),
-  );
+    buildFanavaranCodesSection(claim),
+    buildEvaluationSection(claim),
+    buildAccidentReportSection(blameContext, claim, damagedParty),
+  ]);
 
   return {
     title: PR.reportTitle,
diff --git a/src/case-expert-report/case-expert-report.controller.ts b/src/case-expert-report/case-expert-report.controller.ts
index 41f17cd..226b028 100644
--- a/src/case-expert-report/case-expert-report.controller.ts
+++ b/src/case-expert-report/case-expert-report.controller.ts
@@ -35,7 +35,7 @@ export class CaseExpertReportInsurerController {
   @ApiOperation({
     summary: "Get insurer file report data",
     description:
-      "Returns the structured report data for the given publicId (blame + claim combined): damaged owner, driver when different, insurance, vehicle, and accident report sections. The front-end uses this data to render and generate the PDF.",
+      "Returns structured insurer PDF data for the given publicId (blame + claim combined), including separated guilty/damaged insurance blocks, third-party/body policy details, Fanavaran codes, case/evaluation timestamps, and the evaluation result with expert response.",
   })
   @ApiParam({ name: "publicId" })
   @ApiResponse({ status: 200, description: "Report data" })
diff --git a/src/case-expert-report/persian-report-labels.ts b/src/case-expert-report/persian-report-labels.ts
index ba238bd..86b081e 100644
--- a/src/case-expert-report/persian-report-labels.ts
+++ b/src/case-expert-report/persian-report-labels.ts
@@ -5,8 +5,14 @@ export const PR = {
   empty: "-",
   ownerSection: "مالک خودروی زیان دیده",
   driverSection: "راننده خودروی زیان دیده",
-  insuranceSection: "اطلاعات بیمه (بدنه و شخص ثالث)",
+  damagedThirdPartyInsuranceSection: "بیمه شخص ثالث زیان‌دیده",
+  damagedCarBodyInsuranceSection: "بیمه بدنه زیان‌دیده",
+  guiltyThirdPartyInsuranceSection: "بیمه شخص ثالث مقصر",
+  guiltyCarBodyInsuranceSection: "بیمه بدنه مقصر",
   vehicleSection: "اطلاعات خودرو",
+  timelineSection: "زمان‌بندی پرونده",
+  fanavaranSection: "کدهای فناوران",
+  evaluationSection: "نتیجه ارزیابی",
   accidentSection: "گزارش حادثه",
   name: "نام",
   phone: "شماره تلفن",
@@ -17,9 +23,31 @@ export const PR = {
   licenseDate: "تاریخ گواهینامه",
   licenseNumber: "شماره گواهینامه",
   driverLicense: "گواهینامه راننده",
+  insuranceCompany: "شرکت بیمه",
+  policyNumber: "شماره بیمه‌نامه",
+  policyStartDate: "تاریخ شروع بیمه‌نامه",
+  policyEndDate: "تاریخ پایان بیمه‌نامه",
+  financialCeiling: "سقف تعهد مالی",
+  coverages: "پوشش‌ها",
+  fileRegisteredAt: "تاریخ و ساعت ثبت پرونده",
+  evaluationRegisteredAt: "تاریخ و ساعت ثبت نتیجه ارزیابی",
+  fanavaranClaimNo: "شماره پرونده فناوران",
+  fanavaranClaimId: "کد پرونده فناوران",
+  fanavaranDamageCaseId: "کد کیس خسارت فناوران",
+  fanavaranExpertiseId: "کد کارشناسی فناوران",
+  fanavaranPolicyId: "کد بیمه‌نامه فناوران",
+  fanavaranDriverId: "کد راننده فناوران",
+  fanavaranVehicleKindId: "کد نوع خودرو فناوران",
+  fanavaranInsuranceCorpId: "کد شرکت بیمه فناوران",
+  evaluationResult: "نتیجه ارزیابی",
+  evaluationExpert: "کارشناس ارزیاب",
+  evaluationSubmittedAt: "تاریخ و ساعت ثبت ارزیابی",
+  evaluationResponse: "پاسخ / توضیحات کارشناس",
   data: "اطلاعات",
   date: "تاریخ",
   time: "زمان",
+  accidentDate: "تاریخ حادثه",
+  accidentTime: "ساعت حادثه",
   experts: "کارشناس(ان)",
   location: "موقعیت (عرض و طول جغرافیایی)",
   weather: "وضعیت آب و هوا",