fix: align inquiry errors and expert review rules

src/helpers/claim-price-cap.spec.ts

@@ -0,0 +1,25 @@
+import { CreationMethod } from "src/request-management/entities/schema/request-management.schema";
+import { claimPriceCapAppliesToBlame } from "./claim-price-cap";
+
+describe("claimPriceCapAppliesToBlame", () => {
+  it.each([
+    [{ creationMethod: CreationMethod.NORMAL }],
+    [{}],
+  ])("applies to V1 user-created files (%p)", (blame) => {
+    expect(claimPriceCapAppliesToBlame(blame)).toBe(true);
+  });
+
+  it.each([
+    [{ creationMethod: CreationMethod.LINK, expertInitiated: true }],
+    [{ creationMethod: CreationMethod.IN_PERSON, expertInitiated: true }],
+    [{ creationMethod: CreationMethod.IN_PERSON, registrarInitiated: true }],
+    [{ creationMethod: CreationMethod.LINK, callCenterInitiated: true }],
+    [{ creationMethod: CreationMethod.NORMAL, initiatedByCallCenterId: "agent" }],
+  ])("does not apply to non-V1 files (%p)", (blame) => {
+    expect(claimPriceCapAppliesToBlame(blame)).toBe(false);
+  });
+
+  it("does not apply when the linked blame origin is unavailable", () => {
+    expect(claimPriceCapAppliesToBlame(null)).toBe(false);
+  });
+});

src/helpers/claim-price-cap.ts

@@ -0,0 +1,39 @@
+import { CreationMethod } from "src/request-management/entities/schema/request-management.schema";
+
+export type ClaimPriceCapBlameOrigin = {
+  creationMethod?: CreationMethod | string | null;
+  expertInitiated?: boolean | null;
+  registrarInitiated?: boolean | null;
+  callCenterInitiated?: boolean | null;
+  initiatedByFieldExpertId?: unknown;
+  initiatedByRegistrarId?: unknown;
+  initiatedByCallCenterId?: unknown;
+};
+
+/**
+ * The total-payment cap is a V1 business rule. V1 files are created directly
+ * by a user (`NORMAL`); expert/registrar LINK or IN_PERSON files and V6
+ * call-center files must not inherit it. Missing creationMethod is treated as
+ * NORMAL for older user-created records, while initiator markers take
+ * precedence so legacy non-V1 records cannot be misclassified.
+ */
+export function claimPriceCapAppliesToBlame(
+  blame?: ClaimPriceCapBlameOrigin | null,
+): boolean {
+  if (!blame) return false;
+
+  const hasNonV1Initiator =
+    blame.expertInitiated === true ||
+    blame.registrarInitiated === true ||
+    blame.callCenterInitiated === true ||
+    blame.initiatedByFieldExpertId != null ||
+    blame.initiatedByRegistrarId != null ||
+    blame.initiatedByCallCenterId != null;
+
+  if (hasNonV1Initiator) return false;
+
+  return (
+    blame.creationMethod == null ||
+    blame.creationMethod === CreationMethod.NORMAL
+  );
+}